FHA VS Conventional loan in Paramount-Long-Meadow, Washington County, Maryland

For 2026, the loan limit for Conventional loans in Paramount-Long-Meadow, positioned in Washington County, MD, is $647,200. The FHA limit for a single-family home is $420,680, setting clear guidelines for potential borrowers.

Use the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to select the best option in MD for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Paramount-Long-Meadow, Washington County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table is applicable for the following zip codes: 21742

Exploring Conventional and FHA Loan Options in Paramount-Long-Meadow, MD

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose one of three entry points that connect you with matching lenders and loan programs.

Results from Lendersa USDA loan requests and matchings


Paramount-Long-Meadow Lenders

  • Middletown Valley Bank
  • 24 West Main Street, Middletown, MD, 21769
  • Lends in Maryland
  • Middletown Valley Bank has been a cornerstone for our customers’ financial planning, residents and businesses alike. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer.

  • Mlend
  • 8803 Baltimore National Pike, Middletown, MD, 21769
  • Lends in Maryland
  • "Mlend has built a strong reputation as an outstanding mortgage firm offering ""Home Loans Made Fast & Easy""​ to homebuyers throughout the mid-atlantic region.

    We're a full service mortgage lender with dedicated mortgage consultants and an experienced in house support team offering expertise in every area of mortgage financing.