In 2026, the Conventional loan cap in Hagerstown, in the county of Washington, MD, is $726,200. Meanwhile, the FHA limit for single-family homes is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans today. Ascertain the necessary income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on the best program in MD for your specific financial situation.
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| Type of Loan | Loan Limit | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The above data is applicable for zip codes: 21740
Lendersa® is committed to swiftly securing the most optimal Conventional, USDA, or FHA loan without hassle. Begin by choosing one of three pathways that connect you to suitable lenders and loan programs.
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