Explore the differences! FHA VS Conventional loan programs in Hagerstown, Washington County, Maryland

In 2025, the Conventional loan cap in Hagerstown, in the county of Washington, MD, is $726,200. Meanwhile, the FHA limit for single-family homes is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans today. Ascertain the necessary income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on the best program in MD for your specific financial situation.

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2025 Loan Limits and Downpayment Requirements in Hagerstown, Washington County, MD

Type of Loan Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above data is applicable for zip codes: 21740, 21742, 21741, 21747, 21749

Explore Conventional and FHA Loan Options in Hagerstown, MD

Lendersa® is committed to swiftly securing the most optimal Conventional, USDA, or FHA loan without hassle. Begin by choosing one of three pathways that connect you to suitable lenders and loan programs.

Visualize Lendersa USDA loan request and results


  • United Trust Financial LLC
  • 40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
  • Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.
  • Investment Savings Bank
  • 900 S. 16th Street, Altoona, PA, 16602
  • ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
  • ARC Federal Credit Union
  • 1919 7th Avenue, Altoona, PA, 16602
  • Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
  • American Pride Credit Union
  • 1431 Valley View Boulevard, Altoona, PA, 16602
  • The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
  • Altoona First Savings Bank Altoona
  • 203 N. Logan Blvd., Altoona, PA, 16602
  • Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
  • Reliance Bank
  • 401 S. Logan Boulevard, Altoona, PA, 16602
  • Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can. “Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.
  • 212 Mortgage Group Inc
  • 1676 Campbell Road, Forest Hill, MD, 21050
  • 212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
  • Hershey Federal Credit Union
  • 232 Hershey Road, Hummelstown, PA, 17036
  • Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.
  • First Meridian Mortgage Corporation
  • 8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
  • First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.
  • C-B-W Schools Federal Credit Union
  • 460 Locust Street, Sidman, PA, 15955
  • The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families. Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.