For 2026, the Conventional loan limit in St.-James, within Washington County, MD, is $647,200. Meanwhile, for a single-family home, the FHA limit is $420,680.
Use the Lendersa® Conventional loan calculator to explore and compare the best current rates for Conventional, FHA, and USDA loans. Find out the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in choosing the best option in MD for your particular financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
The above table applies to the following zip codes: 21733
Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan without hassle. Select one of three starting points to connect with matching lenders and loan programs.
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