Explore the differences! FHA VS Conventional loan programs in Alfred, York County, Maine

In 2025, the Conventional loan limit for Alfred, located in York county of ME, is $726,200. The FHA limit for a single-family home is $506,000.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents required to qualify. With this advanced mortgage calculator, align Conforming Conventional loans, USDA, FHA, and VA side by side to help you select the best program in ME for your personal financial situation.

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2025 Loan Limits and Down Payment Requirements in Alfred, York, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This table pertains to the following zip codes: 4002

Conventional and FHA Loan Choices in Alfred, ME

Lendersa® aims to secure the most suitable Conventional, USDA, or FHA loan for you, swiftly and without hassle. Choose one of three starting paths that connect you with compatible lenders and loan programs.

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  • Alabama Premier Mortgage
  • 1900 Indian Lake Dr, Birmingham, AL, 35244
  • Weather its a first home or a dream home, let me help you through the process of making it YOUR home. Stewart Holt's goal is to work with you to find the best financing fit possible to get you into your new home, no matter how complex. With 19 years in mortgage finance, I've made it my specialty to work with difficult
  • Mortgage Linc LLC
  • 2131 Data Office Drive, Suite 250, Birmingham, AL, 35244
  • Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.
  • Nu Source Lending Mortgage Corporation
  • 2080 Valleydale Rd, Suite 12, Birmingham, AL, 35244
  • Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path
  • AlaTrust Credit Union
  • 1810 Merchants Drive, Birmingham, AL, 35244
  • AlaTrust Credit Union began helping educators & their families with their financial needs in 1935. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators Credit Union in 1994 to represent its service to educators & their families throughout the state of Alabama.
  • Avadian Credit Union
  • 1 Riverchase Pkwy S, Birmingham, AL, 35244
  • "Avadian is the only financial service provider that will go out of its way every day to value you as a person, to make you feel delight and to improve your life. To fulfill our mission statement, we strive to: Create unique experiences for our members by providing a family atmosphere, caring staff, affordable prices and innovative"
  • CLASSIC HOME MORTGAGE, INC.
  • 1904 Indian Lake Drive, Birmingham, AL, 35244
  • Classic Home Mortgage was established in 2009. The owners had a vision of simplifying the mortgage process and putting the customers first. Erin Tatum, now sole owner) had worked at several other mortgage companies and saw the flaws in their systems and saw the lack of communication and service to the customers.
  • Access Home Loans LLC
  • 601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414
  • Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
  • Northeast Bank
  • 77 Broadway Street Northeast, Minneapolis, MN, 55413
  • Northeast Bank is a locally-owned community bank with offices in Northeast Minneapolis, New Brighton and Coon Rapids, MN focused on serving small to medium businesses. At Northeast Bank, we partner to meet community needs. Local businesses are important to us and our community – that is why we go to great lengths to help them grow.
  • MLS Mortgage Group
  • 3612 Fillmore St NE, Minneapolis, MN, 55418
  • "MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience. MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."