Explore the differences! FHA VS Conventional loan programs in Lyman, York County, Maine

In 2025, the conventional loan limit for Lyman, in the county of York, ME, is set at $726,200, whereas the FHA limit for a single-family home is $506,000.

Use the Lendersa® Conventional loan calculator to evaluate the leading rates today for Conventional compared to FHA and USDA loans. It also helps you assess the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in ME is most suitable for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Lyman, County of York, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This table applies to these zip codes: 4002

Explore Conventional and FHA Loan Options in Lyman, ME

At Lendersa®, our goal is to swiftly secure the best possible Conventional, USDA, or FHA loan for you, streamlining the process. Select one of these three starting paths to connect with matching lenders and appropriate loan programs.

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  • Daisy Huang, Loan Officer
  • 19925 Stevens Creek Blvd, Suite 100, Cupertino, CA, 95014
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ocean Mortgage
  • 19620 Stevens Creek Blvd, Suite 280, Cupertino, CA, 95014
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Guarantee Mortgage
  • 505 Montgomery St, Suite 1275, San Francisco, CA, 94111
  • Guarantee Mortgage We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation. Year after year, since 2007, Guarantee has been nominated
  • Grobecker Holland International, Inc.
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Grobecker Holland International founder of the Teresa Grobecker has a very unique blend of skills that will ensure your financial well-being through your real estate transaction and career. She works diligently for the aspirations of her clients, agents and broker-managers. Her keen ability to foresee and expertly navigate challenges.
  • Pacific Prime Financial
  • 101 California Street, Suite 2710, San Francisco, CA, 94111
  • At Pacific Prime Financial, We are home loan experts dedicated to making sure your home purchase or Refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
  • US Capital Global
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Since 1998, US Capital Partners has been committed to providing small and lower middle market businesses and investors with sophisticated debt, equity, and investment opportunities usually available only to larger middle market companies and institutional investors. We manage a variety of direct investment funds, act as a licensed placement agent.
  • Charles Schwab
  • 211 Main Street, San Francisco, CA, 94105
  • Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries
  • Hebrew Free Loan of San Francisco
  • 131 Steuart Street, Suite 520, San Francisco, CA, 94105
  • We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.
  • Prosper Marketplace
  • 221 Main Street, Suite 300, San Francisco, CA, 94105
  • Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns.
  • CME Funding
  • 333 1st Street, Unit N1505, San Francisco, CA, 94105
  • CME Funding can help you achieve your goals. To set up the right San Francisco, CA Mortgage plan for you, get in touch with us -- we're happy to help. Our San Francisco, California based company has a team of highly experienced loan and real estate agents committed to providing our clients with the highest quality real estate