Explore the differences! FHA VS Conventional loan programs in Sanford, York County, Maine

In 2025, Convetional loan limit in Sanford, county of York, ME is $726,200 while FHA limit is $506,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ME is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Sanford, county of York, ME

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

The comparison table applies to zip codes: 04073, 04083

Conventional and FHA loan options in Sanford, ME

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Florida Mortgage Lenders
  • 3440 Hollywood Blvd Suite 415, Hollywood, FL, 33021
  • florida-mortgage-lenders.com team is dedicated to providing our clients with the highest quality financial services, combined with the lowest rates available. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
  • East River Federal Credit Union
  • 220 S Harth Avenueq, Madison, SD, 57042
  • East River Federal Credit Union was founded in October 1956 through the vision of several early members who pooled their resources to create a credit union. Today, we are a healthy, growing, stable financial institution committed to the success and financial well-being of our members and our community.
  • DHL Mortgage Inc
  • 4154 Erindale Drive North, North Fort Myers, FL, 33903
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Liberty Mortgage Lending Group
  • 13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903
  • LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes
  • Dream Team Mortgage
  • 19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Leader Mortgage Services
  • 12555 Orange Dr., Fort Lauderdale, FL, 33330
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • LOANPRO
  • 4875 Volunteer Road, Fort Lauderdale, FL, 33330
  • LoanPro365 is dedicated to you and our realtors to provide quick closings and problem resolution. We are closing over 98% of all loans that we pre-approve. We’ve been around for over 15 years with experience with first time home buyers to seasoned investors. Our job is simple, close the deal with the best terms possible, as fast as possible.
  • EMB Lenders
  • 12401 Orange Dr. Ste 100B, Davie, FL, 33330
  • EMB Lenders has expanded across the United States establishing itself as one of the fastest growing mortgage lenders in the nation. With our headquarters based out of Davie, FL, we have since opened up local community branches throughout the country, from Florida, Kentucky, and beyond. Achieving
  • The Truth About Lending LLC
  • 12535 Orange Drive Suite 615, Fort Lauderdale, FL, 33330
  • In 2008 when the mortgage industry first started to crash, we just had our third child. Soon after he was born, we discovered he had no immune system. Initially the doctors thought he had leukemia. We spent a full year going through many tests such as bone marrow biopsies on our few month-old son. It was a very difficult time.
  • Premier Lending Corp
  • 12399 SW 53rd St #104, Cooper City, FL, 33330
  • Premier Lending Corp, we understand that buying a home is a big decision.Our goal is to guide you through each step of the process, from application through closing, making you feel at home before you even begin searching for a property. our team of mortgage experts will work hard & passionately to ensure that we understand all your needs and wants
  • First State Bank & Trust Company
  • 1005 East 23rd Street, Fremont, NE, 68025
  • First State Bank & Trust Company We have been in business for 60 years as Fremont's only 100% locally-owned community bank. We began our work in Fremont in 1956 and take pride in the role we have played in the growth of our community. Moreover, we are deeply grateful for the trust and support we have received from you, our Customer and Friend, over
  • Southeast American Financial Group, Inc
  • 1745 N University Drive, Hollywood, FL, 33024
  • Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.