FHA VS Conventional loan in Sanford, York County, Maine

In 2025, the maximum amount a conventional loan can offer in Sanford, within York county of ME, is $726,200, whereas the FHA has a limit of $506,000 for a single-family dwelling.

With the Lendersa® Conventional loan calculator, you can assess and compare current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and paperwork to qualify. The advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in your selection of the most suitable program in ME for your financial needs.

Evaluate offers from over 100 lenders

2025 Loan Limits and Downpayment Specifications in Sanford, York, ME

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

Applicable for these zip codes: 04073, 04083

Explore Conventional and FHA Loan Options in Sanford, ME

The mission of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loan options conveniently. Choose from three available paths that link you to matching lenders and tailored loan programs.

Discover USDA loan matching results with Lendersa


  • Trinity Mortgage Company of Central Florida, LLC
  • 581 Technology Park Suite 1001, Lake Mary, FL, 32746
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • RP Funding
  • 1400 International Pkwy S, Suite 1000, Lake Mary, FL, 32746
  • RP Funding is a Direct Mortgage Lender helping home buyers save thousands in lender fees when getting a mortgage. RP Funding offers the guaranteed lowest interest rates and customers pay NO lender fees. Customer satisfaction is our #1 goal. That is why every question, concern or complaint is reviewed directly by the CEO Robert Palmer.
  • Certified Mortgage Planners
  • 1331 S International Parkway, Ste 2251, Lake Mary, FL, 32746
  • Certified Mortgage Planners is focused on helping our clients build a strong financial position through careful management of equity, the proper use of capital, and a dedication to maximizing their rate of return. We take a consultative approach to helping our clients develop a mortgage strategy that encompasses your overall long
  • Crump Mortgage
  • 684 West Brookhaven Circle, Memphis, TN, 38117
  • Our team continues to service the mortgage needs of clients throughout Memphis and the Mid-South and has become the #1 ranked purchase loan lender in Memphis. As one of the few privately held and locally owned mortgage lenders, all decisions and funding are handled in-house enabling us to provide clients with superior service and lower rates.
  • Pine Country Bank
  • 1201 1st Avenue Ne, Little Falls, MN, 56345
  • Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.
  • Community Choice Credit Union
  • 8404 NW 62nd Ave, Johnston, IA, 50131
  • Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.
  • Premier Lending Alliance
  • 8831 Thomas Ave, Suite 100, Johnston, IA, 50131
  • In 2009, PLA began building its partnerships with credit unions throughout the Midwest. We are wholly owned by a credit union to serve our partnering financial institutions and their members. PLA is an Iowa mortgage CUSO providing mortgage loan products and services to credit unions .
  • Open Mortgage
  • 9708 Candleridge Cir, Johnston, IA, 50131
  • Open Mortgage is a fast-growing national multi-channel mortgage lender that Empowers the American dream of homeownership. Since 2003 we strive to empower our loan originators and partners to be educators, helpers, doers to help change lives. This is why we come to work each day, ready to put people on a path to homeownership and a better life
  • Florida Mortgage Providers, inc.
  • 2101 Amador Pl, Oviedo, FL, 32765
  • Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.
  • 1st Residential Funding Inc
  • 1755 West Broadway Street, Suite 2, Oviedo, FL, 32765
  • At 1st Residential Funding, we make you feel at home during your home loan process. We are a family-owned company that was founded in 1999 with the commitment to find you the most competitive interest rates and closing costs available. We shop hundreds of lenders in order to provide the loan best suited for you.
  • Blue Oak Mortgage LLC
  • 3747 Safflower Terrace, Oviedo, FL, 32765
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mid Florida Mortgage Professionals
  • 10 Windsormere Way Suite 500, Oviedo, FL, 32765
  • Having ZERO LENDER FEES makes sure you get the lowest closing costs on your mortgage! (NO PROCESSING, UNDERWRITING, ADMIN or ANY OTHER FEES). Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!