FHA VS Conventional loan programs in 2025 for Gorham, Cumberland County, Maine

In 2025, the conventional loan limit in Gorham, in the county of Cumberland, ME, is $726,200, whereas for a single-family home, the FHA limit is $506,000.

Take advantage of the Lendersa® Conventional loan calculator to compare current best rates between Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the best program for your particular financial situation in ME.

Explore loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Gorham, Cumberland, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This table is relevant for the following zip codes: 04038, 04082

Options for Conventional and FHA Loans in Gorham, ME

The goal of Lendersa® is to quickly provide you with the optimal Conventional, USDA, or FHA loan hassle-free. Choose one of three ways to get matched with lenders and loan programs that suit your needs.

Explore matching results for USDA loan requests with Lendersa


  • Olympia Federal Savings and Loan Association
  • 421 Capitol Way S, Olympia, WA, 98507
  • Olympia Federal Savings began in 1906 in downtown Olympia remaining a mutual savings and loan, owned by our account holders ever since. With loans and deposits staying local, you can rest-assured knowing your dollars are reinvested back into the community in which you work and live.
  • TwinStar Credit Union Lakewood
  • PO Box 718, Olympia, WA, 98507
  • TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.
  • Granite Home Loans
  • 418 NE 4th Ave, Suite 109, Camas, WA, 98607
  • Our mission is to provide quality English language instruction through a variety of courses to international and local students in a professional and supportive atmosphere utilizing our unique English teaching methodology.Our mission is to provide quality English language instruction through a variety of courses to international.
  • Stonebridge Mortgage Group Inc.
  • 3384 SW Miller Dr, Gresham, OR, 97080
  • Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.
  • Oregons Best Mortgage
  • 3054 SE Glacier Ave, Gresham, OR, 97080
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Brian Stone & PNW Loans
  • 11112 NE 51st Circle, Vancouver, WA, 98682
  • We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.
  • Clear Choice Mortgage, LLC
  • 1801 West Bay Drive NW, Suite 102B, Olympia, WA, 98502
  • Clear Choice Mortgage, LLC was founded in 2012 and we have been helping both experienced investors and first-time homebuyers accomplish their home financing goals. The founders of Clear Choice mortgage have been in the industry for over 10 years and wanted to be able to provide more options
  • Olympic Lending Solutions
  • 2114 Caton Way SW, Suite 201, Olympia, WA, 98502
  • At Olympic Lending value each and every one of our clients, and will enthusiastically do our best to go above and beyond to ensure that our clients stay happy through every aspect of the transaction. Washington State Mortgage Lender. NMLS 1499380. A Division of American Pacific Mortgage Corp.