FHA VS Conventional loan programs in 2025 for Gorham, Cumberland County, Maine

In 2025, Convetional loan limit in Gorham, county of Cumberland, ME is $726,200 while FHA limit is $506,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ME is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Gorham, county of Cumberland, ME

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

The comparison table applies to zip codes: 04038, 04082

Conventional and FHA loan options in Gorham, ME

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • GeoVista Federal Credit Union
  • 601 W Oglethorpe Hwy, Hinesville, GA, 31313
  • GeoVista Credit Union was founded as Fort Stewart Georgia Federal Credit Union in 1964 in Hinesville, GA. In 2007, we expanded to include all individuals and families within Bryan, Bulloch, Chatham, Effingham, and Liberty Counties, as well as Fort Stewart and Hunter Army Airfield.
  • Dove Mortgage, Inc.
  • 617 Windhaven Drive, Hinesville, GA, 31313
  • Dove Mortgage, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
  • Moody Mortgage Corporation
  • 108 S Commerce St, Hinesville, GA, 31313
  • At Moody Mortgage Corporation we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. Moody Mortgage Corporation works with multiple lenders.
  • Dubuque Bank and Trust Company
  • 1398 Central Ave, Dubuque, IA, 52001
  • At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.
  • First Central State Bank
  • 914 6th Ave, De Witt, IA, 52742
  • As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers. We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.
  • Abshier Investments Inc D|B|A One Source Mortgage
  • 4532 Willow Oak Trail, Powder Springs, GA, 30127
  • One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.
  • Heritage South Community Credit Union
  • 763 North Main Street, Shelbyville, TN, 37160
  • Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
  • MS Home Mortgage LLC
  • 7193 Jonesboro Rd, Suite 202, Morrow, GA, 30260
  • MS Home Mortgage is a mortgage lending company in Georgia that partners with wholesale lenders and investors from across the country. We help clients by offering them the right mortgage products and providing them with exceptional services to approve and close their loans quickly.