Explore the differences! FHA VS Conventional loan programs in Raymond, Cumberland County, Maine

In 2025, Convetional loan limit in Raymond, county of Cumberland, ME is $726,200 while FHA limit is $506,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ME is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Raymond, county of Cumberland, ME

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

The comparison table applies to zip codes: 04071, 04077

Conventional and FHA loan options in Raymond, ME

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bank Of Camilla
  • 50 E. Broad St, Camilla, GA, 31730
  • The Bank of Camilla was established more than 125 years ago as the first bank in Mitchell County. The bank was chartered on November 4, 1889, and began business on January 2, 1890, in the first brick building in Camilla, known for many years as "Bennett Hall." The founding fathers and first directors of the bank were T. R. Bennett.
  • A&B Mortgage
  • 1 Hargrove Grade A-1G, Palm Coast, FL, 32137
  • A&B Mortgage offers a wide range of mortgage products including home loans; refinance mortgages options, reverse mortgages and more. We are knowledgeable in all aspects of loan origination, underwriting and closing of residential mortgage loans. Whether you are looking for your first home or refinancing your existing loan, we have the detailed expe
  • Community Mortgage Solutions
  • 1030 Palm Coast Parkway, Suite 3, Palm Coast, FL, 32137
  • Community Mortgage Solutions is a small family owned business located in Palm Coast, Florida. We are the longest operating mortgage company in our area. We specialize in residential financing throughout the state of Florida and Community Mortgage Solutions consists of real people helping other real people accomplish their home ownership dreams.
  • Florida Mortgage Brokerage Inc
  • 30 Ocean Dune Circle, Palm Coast, FL, 32137
  • Florida Mortgage Brokerage Inc, where Adam Klayman and his team specialize in residential mortgages in Jacksonville Florida and surrounding area. At Florida Mortgage Brokerage Inc, we will find a loan that fits each borrower. Our consultants know what it takes to get through underwriting quickly.
  • Capstone Mortgage LLC
  • 31 Lupi Ct, Suite 120, Palm Coast, FL, 32137
  • Families, singles, veterans, retirees, first-time or repeat buyers – no matter who we serve, our #1 goal is to bring a personal approach to the home financing process. We understand that mortgages are much more than just rates and terms. Kris Wiltfong CEO and President of Capstone Mortgage, LLC
  • Pillar Mortgage LLC
  • 25 Old Kings Road North, Suite 3A, Palm Coast, FL, 32137
  • "At Pillar Mortgage we pride ourselves in having mortgage loan programs for everyone: from low risk buyers to those with less than perfect credit. Our highly trained loan officers work closely with realtors and their perspective buyers in making the loan process a positive experience for all parties, from start to finish."
  • Community State Bank FL
  • 811 South Walnut Street, Starke, FL, 32091
  • Community State Bank has remained true to the dream of our founders: to provide quality service to the community in which we live and work. We are still going strong, and we hope to be there for every important phase of your life, from buying your first home, to starting your own business, to saving for retirement.
  • Alabama Home Mortgage Loans
  • 242 Peace Church Rd, Suite A, Wetumpka, AL, 36093
  • "We are a Locally Owned Business offering Home Mortgage Services; We offer programs for New Home Purchase as well as Refinance for existing loans. Alabama Home Mortgage Loans is a local Mortgage Loan Origination service headquartered in Wetumpka, Alabama.Kim Williams, Senior Mortgage Loan Originator, founded Alabama Home Mortgage Loans in 2014."
  • Churchill Mortgage Corporation
  • 712 S Ocean Shore Blvd #206, Flagler Beach, FL, 32136
  • Churchill Mortgage is a full-service and financially sound leader in the mortgage industry. We love working with real estate agents, buyers and sellers. The Churchill Mortgage team wants to help you plan a smarter mortgage plan, specifically designed to help you meet your unique needs now and into the future.