FHA VS Conventional loan programs in Raymond, Cumberland County, Maine

In 2025, the conventional loan limit in Raymond, within Cumberland county, ME, is $726,200. The FHA limit for a single-family home is $506,000.

Use the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, helping decide which program in ME is optimal for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Raymond, County of Cumberland, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

The data in this table pertains to zip codes: 04071, 04077

Explore Conventional and FHA Loan Options in Raymond, ME

The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start with one of these three options to connect with suitable lenders and loan programs.

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  • Red River Federal Credit Union
  • 2721 N Main Street, Altus, OK, 73521
  • Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area
  • Guarantee Mortgage, LLC
  • 2770 North FM565 Road, Mont Belvieu, TX, 77523
  • Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
  • Crystal Clear Mortgage
  • 18001 Highway 105 W, Suite 109, Montgomery, TX, 77356
  • Crystal Clear Mortgage was founded in 2008 by Bryan Ward and Adam Simmons with a principle goal of making the home buying process "Crystal Clear". Our company prides itself on being upfront and honest with our customers. We maintain transparency with our customers and real estate agents from start to finish during the loan process.
  • Optima Mortgage Corporation
  • PO Box 6852, Kingwood, TX, 77325
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
  • Core Lending
  • 525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384
  • CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.
  • Spring Mortgage LLC
  • 500 Spring Hill Dr, Suite 140, Spring, TX, 77386
  • Our mission is to provide the most seamless mortgage process possible while minimizing the cost of securing a mortgage. We are able to provide this seamless process through our systems, our relationships, and, most importantly, our people. We are able to minimize costs by focusing on a volume-based approach that is geared toward.
  • STOREHOUSE MORTGAGE LLC
  • 25700 I-45 North, Suite 400, The Woodlands, TX, 77386
  • We are your one stop shop for all things mortgage. As you can see by our name we don’t mind being just a bit different. We built Storehouse Mortgage for YOU- to help you build a storehouse of wealth in your real estate needs. We are high tech, high touch and love helping people. We felt that there was a void in the mortgage industry.
  • Grant County Bank
  • 201 South Main Street, Ulysses, KS, 67880
  • The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
  • United Community Credit Union
  • 13700 E Sam Houston Parkway N, Houston, TX, 77044
  • United Community Credit Union has been open since 1950. The credit union has assets totaling $123.53 Million and provides banking services to more than 13, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans