FHA VS Conventional loan programs in 2025 for North-Windham, Cumberland County, Maine

In the year 2025, the conventional loan limit for a single-family home in North-Windham, which is part of the county of Cumberland, ME, is $647,200. On the other hand, the FHA loan limit is $463,450.

Lendersa® offers a Conventional loan calculator for comparing the best rates today across Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA side by side to make an informed decision on which program in ME fits your financial standing.

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Loan limits and down payment requirements for 2025 in North-Windham, county of Cumberland, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $463,450 3.5%

Note: This table is applicable to zip codes: 4062

Discover Conventional and FHA loan options in North-Windham, ME

The primary aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loans efficiently. Start with one of these three options to match with lenders and loan programs.

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  • Berkshire Lending is a full service mortgage lender. We close loans quickly - even the hard ones! If you are currently a loan originator, or have been considering getting into the loan origination business Berkshire Lending would love to hear from you! We offer competitive compensation rates and support to help you succeed.
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  • Port Arthur Community FCU has been open since 1950. The credit union has assets totaling $22.66 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
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  • American Mortgage Advisers, Inc
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  • American Mortgage Advisers, Inc team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
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  • Norstad Mortgage is a good old fashioned, owner operated, full-service mortgage lender. Brix Casserly was first licensed as a mortgage broker in 2003, and after working with other firms, founded Norstad Mortgage in 2011.We are a small team of highly committed individuals, who pride ourselves on offering a very high level of service.