FHA VS Conventional loan programs in 2026 for North-Windham, Cumberland County, Maine

In the year 2026, the conventional loan limit for a single-family home in North-Windham, which is part of the county of Cumberland, ME, is $647,200. On the other hand, the FHA loan limit is $463,450.

Lendersa® offers a Conventional loan calculator for comparing the best rates today across Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA side by side to make an informed decision on which program in ME fits your financial standing.

Compare loan offers from 100 different lenders

Loan limits and down payment requirements for 2026 in North-Windham, county of Cumberland, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $463,450 3.5%

Note: This table is applicable to zip codes: 4062

Discover Conventional and FHA loan options in North-Windham, ME

The primary aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loans efficiently. Start with one of these three options to match with lenders and loan programs.

Lendersa USDA loan request results


North-Windham Lenders

  • Homestead Mortgage Loans Inc.
  • 840 Roosevelt Trail, Windham, ME, 04062
  • Lends in Maine
  • "Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"

  • NORTHSTAR MORTGAGE GROUP LLC
  • 625 Roosevelt Trail, Windham, ME, 04062
  • Lends in Maine
  • Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.

  • Gorham Savings Bank
  • 64 Main St, Gorham, ME, 04038
  • Lends in Maine
  • We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.

  • Casco Federal Credit Union
  • 375 Main St, Gorham, ME, 04038
  • Lends in Maine
  • Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve.
    From opening your first Checking Account, to financing your first home.

  • Stone Coast Mortgage
  • 367 Main St, Westbrook, ME, 04092
  • Lends in Maine
  • "We are committed to providing the highest level of customer service to make your transaction as smooth as possible.

    For over 20 years, we have been serving our community with the best in mortgage lending. Located in Westrook, Maine, Stone Coast Mortgage has been serving clients for 20+ years. Stone Coast Mortgage offers a multitude of residen

  • Maine Pointe Lending
  • 202 US Route 1, Suite 102, Falmouth, ME, 04105
  • Lends in Maine
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Carriage House Mortgage Company
  • 170 US Route 1, Suite 160, Falmouth, ME, 04105
  • Lends in Maine
  • Carriage House Mortgage seeks to create excellence within the real estate community. It is our goal to provide sensible, prudent and expert lending services to each one of our clients. We will ensure that we provide only the most appropriate lending products. Our goal is to provide our customers with fair mortgage rates at reasonable prices.

  • cPort Credit Union
  • 50 Riverside Industrial Parkway, Portland, ME, 04103
  • Lends in Maine
  • cPort Credit Union has evolved throughout the years since its 1931 inception. What began as the Federal Employees Credit Union of Maine and only the third CU in the state of Maine has come to mean so much more to the community. We have been fortunate to have sustained strong member growth throughout the years and have expanded our company.

  • Evergreen Credit Union
  • 225 Riverside St, Portland, ME, 04103
  • Lends in Maine
  • Evergreen Credit Union is one of the largest credit unions in Maine, with $400 million in assets and serving over 25, 000 members throughout Southern Maine. We proudly serve all the banking needs of individuals, families and local businesses. As a local credit union, we get to really know our members