FHA VS Conventional loan programs in 2026 for Lebanon, York County, Maine

In 2026, the conventional loan cap for Lebanon, within the county of York, ME, is $726,200. For FHA loans, the limit is $506,000 in the case of a single-family residence.

Take advantage of the Lendersa® Conventional loan calculator to compare the most favorable rates available today across Conventional, FHA, and USDA loans. Assess your income, required credit, reserves, and necessary documents for eligibility. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA comparison side-by-side, assisting you in selecting the most suitable program in ME for your financial needs.

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2026 loan limits and down payment requirements in Lebanon, county of York, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

The data in this comparison table is applicable to zip codes: 4027

Explore Conventional and FHA loan choices in Lebanon, ME

The primary focus of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan without unnecessary complications. Select from these three starting options to find lenders and loan programs that suit you best.

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Lebanon Lenders

  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • Lends in Maine
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.

  • Partners Bank
  • 900 Main St, Sanford, ME, 04073
  • Lends in Maine
  • Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019

  • Ossipee Lake Mortgage Solutions
  • 414 Sokokis Trail, East Waterboro, ME, 04030
  • Lends in Maine
  • Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.

  • Big Horizon Mortgage Corporation
  • 37 Western Avenue, Suite 308, Kennebunk, ME, 04043
  • Lends in Maine
  • Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.

  • Biddeford Savings
  • 65 Portland Rd, Kennebunk, ME, 04043
  • Lends in Maine
  • On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors