FHA VS Conventional loan programs in 2026 for Berwick, York County, Maine

In 2026, the loan limit for Conventional loans in Berwick, situated in York County, ME, is $726,200. For a single-family home, the FHA loan limit is $506,000.

Make use of the Lendersa® Conventional loan calculator to compare current top rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit scores, reserves, and documents essential for qualifying. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans in a side-by-side format, assisting you in determining the ideal program in ME based on your financial needs.

Explore offers from a wide network of 100 lenders

Loan Limits and Down Payment Criteria for 2026 in Berwick, York County, ME

Type of Loan Loan Limit Down Payment Requirement
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This comparison table covers zip codes: 3901

Examine Conventional and FHA Loan Options in Berwick, ME

The aim at Lendersa® is to streamline access to the most suitable Conventional, USDA, or FHA loan quickly and without difficulty. By choosing from one of the three starting points below, you can connect with lenders and uncover suitable loan programs efficiently.

Investigate USDA loan requests and matching results via Lendersa


  • TOWN & COUNTRY MORTGAGE SERVICES, INC.
  • 2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
  • "Established in 2003 as a partner company to Town & Country Realty.
    We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"

  • First Reliance Bank
  • 900 Johnnie Dodds Blvd, Suite 105, Mount Pleasant, SC, 29464
  • At First Reliance Bank, our purpose is to make the lives of our customers BETTER. And it has become a reality. We consistently deliver a level of service that is far superior to other Banks. Since we founded the Bank, a lot of things have changed, both good and bad. But through it all, we’ve clung to our seven values.

  • Keli McClarty Mortgage
  • 159 Civitas Street, Suite 212, Mount Pleasant, SC, 29464
  • We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

  • Moultrie Mortgage LLC
  • 1156 Bowman Road, Unit 200, Mount Pleasant, SC, 29464
  • Fred Graham, President at Moultrie Mortgage.After almost two decades on Wall Street, this native North Carolinian was thrilled to return to his Southern roots, close to family & friends,to become an entrepreneur.Fred's experience as a credit analyst,interest rate forecaster & asset manager,covering a wide range of sectors including consumer finance

  • Barley Mortgage LLC
  • 1032 Chuck Dawley Blvd, Suite 101, Mount Pleasant, SC, 29464
  • Our mission at Barley Mortgage is to deliver honest mortgage solutions that you, your family, your friends and our community can depend on for years to come. Our dedicated and knowledgeable staff is committed to helping you understand and guide you through the mortgage process with honesty and integrity.

  • Lowcountry Home Loans LLC
  • 802 Coleman Blvd, Suite 209, Mount Pleasant, SC, 29464
  • Lowcountry Home Loans is an independent mortgage brokerage firm offering custom solutions to meet today's ever-increasing demand for property financing.As a mortgage brokerage firm, we have access to the top banks and lending institutions across the country. We strive to provide a wide variety of loan products.

  • Parker Lending LLC
  • 1156 Bowman Road, Suite 200, Mount Pleasant, SC, 29464
  • Parker Lending company Arthur "Chip" Parker is the owner of the company he here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy When you're ready, the next step in getting a low rate mortgage.

  • PMC MORTGAGE
  • 1041 Johnnie Dodds Boulevard, Suite 15B, Charleston, SC, 29464
  • PMC Mortgage Corporation has been providing home loans for purchase and refinance since 1992. For 29 years, our success has been a result of a simple combination of providing the most competitive terms available along with giving good, professional, honest advice to our clients. We are most appreciative of our loyal client and referral base.

  • Ascend Financial Group
  • 875 Lowcountry Blvd, Suite 209, Mount Pleasant, SC, 29464
  • Ascend Financial Group is a boutique mortgage company excelling in exceptional customer experience, conservative financial values, innovative mortgage technology and enduring client relationships.

    Our mission is to serve our customers with honesty, integrity and excellence. Our goal is to provide home loans to our clients

  • Lucey Mortgage Corporation
  • 861 Coleman Blvd, Mount Pleasant, SC, 29464
  • Lucey Mortgage Corp is a financial services company based out of 861 Coleman Blvd, Mt Pleasant, South Carolina, United States. Lucey Mortgage Corporation has been locally owned and operated by Lorcan Lucey since 1990. We specialize in FHA, VA, Conventional, and Jumbo loans Whether you're buying your home, refinancing, buying a vacation home

  • USA Mortgage Corporation
  • 101 North Addison Street, Suite 202, Elmhurst, IL, 60126
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you.

  • Stonehaven Mortgage
  • 194 N York St, Ste 100, Elmhurst, IL, 60126
  • Stonehaven Mortgage is a Illinois mortgage bank that is focused on servicing our clients with the lowest rates and quickest turn times in the industry. All of our conventional and government loans are processed, underwritten and closed by underwriters who understand the markets in which banks lend. This allows us to assure our clients that we’ll g