Explore the differences! FHA VS Conventional loan programs in Berwick, York County, Maine

In 2026, the loan limit for Conventional loans in Berwick, situated in York County, ME, is $726,200. For a single-family home, the FHA loan limit is $506,000.

Make use of the Lendersa® Conventional loan calculator to compare current top rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit scores, reserves, and documents essential for qualifying. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans in a side-by-side format, assisting you in determining the ideal program in ME based on your financial needs.

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Loan Limits and Down Payment Criteria for 2026 in Berwick, York County, ME

Type of Loan Loan Limit Down Payment Requirement
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This comparison table covers zip codes: 3901

Examine Conventional and FHA Loan Options in Berwick, ME

The aim at Lendersa® is to streamline access to the most suitable Conventional, USDA, or FHA loan quickly and without difficulty. By choosing from one of the three starting points below, you can connect with lenders and uncover suitable loan programs efficiently.

Investigate USDA loan requests and matching results via Lendersa


Berwick Lenders

  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • Lends in Maine
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.

  • Partners Bank
  • 900 Main St, Sanford, ME, 04073
  • Lends in Maine
  • Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019

  • Big Horizon Mortgage Corporation
  • 37 Western Avenue, Suite 308, Kennebunk, ME, 04043
  • Lends in Maine
  • Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.

  • Biddeford Savings
  • 65 Portland Rd, Kennebunk, ME, 04043
  • Lends in Maine
  • On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors