Explore the differences! FHA VS Conventional loan programs in South-Berwick, York County, Maine

In 2026, the Conventional loan limit in South-Berwick, located in the county of York, ME, is $647,200. Conversely, the FHA limit for a single-family home is $463,450.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. It also helps determine the income, credit, reserves, and documents needed for qualification. With this advanced calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, making it easier to select the best program in ME for your financial needs.

Review offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in South-Berwick, County of York, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $463,450 3.5%

This table is relevant for zip codes: 3908

Explore Conventional and FHA Loan Options in South-Berwick, ME

The objective of Lendersa® is to get the best possible Conventional, USDA, or FHA loan fast and with ease. Choose one of three starting points that connect you with matching lenders and suitable loan programs.

Examine Lendersa's USDA loan requests and results


South-Berwick Lenders

  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • Lends in Maine
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.

  • Partners Bank
  • 900 Main St, Sanford, ME, 04073
  • Lends in Maine
  • Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019

  • Big Horizon Mortgage Corporation
  • 37 Western Avenue, Suite 308, Kennebunk, ME, 04043
  • Lends in Maine
  • Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.

  • Biddeford Savings
  • 65 Portland Rd, Kennebunk, ME, 04043
  • Lends in Maine
  • On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors