Explore the differences! FHA VS Conventional loan programs in South-Eliot, York County, Maine

In 2026, the Conventional loan limit in South-Eliot, within York county, ME, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $463,450.

Utilize Lendersa®'s Conventional loan calculator to assess and compare today's leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays options for Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you in selecting the most appropriate program in ME for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in South-Eliot, York, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $463,450 3.5%

This table applies to the following zip codes: 3903

Conventional and FHA Loan Options in South-Eliot, ME

The aim of Lendersa® is to help you obtain the best available Conventional, USDA, or FHA loan swiftly and without hassle. Begin with one of three pathways designed to link you with matching lenders and loan programs effectively.

Results from Lendersa USDA loan requests


South-Eliot Lenders

  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • Lends in Maine
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.