FHA VS Conventional loan in Eliot, York County, Maine

As of 2026, the conventional loan limit for Eliot, located in the county of York, ME, is set at $726,200. Meanwhile, the FHA limit for a single-family home is fixed at $506,000.

By using the Lendersa® Conventional loan calculator, you can evaluate the advantages of today's Conventional loans versus FHA and USDA. Determine the necessary income, credit level, reserves, and documents required for qualification. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to assist in choosing the perfect program in ME for your unique financial scenario.

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Loan limits and down payment requirements in Eliot, county of York, ME for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This comparison reflects the specified zip codes: 3903

Exploring Conventional and FHA loan options in Eliot, ME

Lendersa® is dedicated to quickly facilitating your access to the best Conventional, USDA, or FHA loans with no hassle. Choose one of the three initial steps to connect with matching lenders and suitable loan programs.

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  • HSLC - Lexington Loan Production Office
  • 444 E Main St 106, Lexington, KY, 40507
  • We offer loan services in Lexington while providing mortgage industry expertise in their next purchase or refinance. Our loan services include residential and commercial loans. Whether you're looking to buy a new home or car, purchase commercial property, buy farmland or farm equipment, you can get started with The Home Savings and Loan Company.

  • WALDEN MORTGAGE GROUP
  • 3609 Walden Drive, Lexington, KY, 40517
  • "Walden Mortgage Group is a Kentucky mortgage lender based in Lexington, Kentucky.
    Whether you're in Central, Eastern or Western Kentucky; whether you're looking for an FHA, VA, KHC or conventional loan, we're the source for your local mortgage loan solution. We represent a wide variety of local"

  • Hometown Federal Credit Union
  • 151 N Broadway, Peru, IN, 46970
  • Hometown FCU was started in August of 1936 by 33 Square D Company Employees contributing a total of $25. We moved from the Square D property in January 1989 and began serving Miami County in 1991. Our name changed from Square D Federal Credit Union to Hometown Federal Credit Union to better reflect our membership base.

  • Metro Employees Credit Union
  • 1306 Versailles Road, Suite 140, Lexington, KY, 40504
  • MECU was established in 1940 by city employees looking for a way to earn higher rates on savings and lower rates for loans.

    Today, MECU has grown into a full service credit union. Membership in MECU is open to employees of the City of Lexington, employees of accepted outside agencies of the City of Lexington, employees of the Credit Union.

  • Greater Kentucky Credit Union
  • 1001 Red Mile Rd, Lexington, KY, 40504
  • Since 1953, Greater Kentucky Credit Union has made being with a Credit Union easy and rewarding. While some credit unions have niche membership eligibility requirements, Greater Kentucky membership is open to anyone who lives, works, worships or attends school in any of the 24 counties in Kentucky or to any relative of an existing member.

  • GVC Mortgage, Inc
  • 600 Corporation Dr, Suite 200, Pendleton, IN, 46064
  • GVC Mortgage began with a desire to emphasize the value of home ownership and simplify the home loan process. It is this commitment to homebuyers that allows the company to grow and assist families in the purchase of their dream homes. Since 1996, GVC Mortgage has served over 32,000 borrowers and provided over $4 billion in total funded loans.

  • Bank Of The Bluegrass
  • 215 Southland Dr, Lexington, KY, 40503
  • Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th

  • Lambuth Mortgage Lending
  • 2121 Nicholasville Rd, Suite 101, Lexington, KY, 40503
  • At Lambuth Mortgage are here to answer all your questions and help you feel confident about your financial decisions. At Lambuth Mortgage, we make it a priority to learn all about your unique circumstances. We’ll help you understand and take advantage of a variety of home mortgage options and highly competitive interest rates.

  • Andrew Johnson Bank
  • 124 North Main Street, Greeneville, TN, 37743
  • At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.

  • Greeneville Federal Bank
  • 101 W. Summer Street, Greeneville, TN, 37743
  • Greeneville Federal Bank, FSB, is a locally owned, full-service financial institution that has served Greeneville and Greene County since 1960. The bank has changed dramatically during the last 61 years but one thing has remained the same–our commitment to the people of Greeneville and Greene County.