FHA VS Conventional loan programs in Wells, York County, Maine
In the year 2025, the Conventional loan limit in the city of Wells, which is located in the county of York, in the state of ME, is set at $726,200. Simultaneously, the FHA loan cap for a single-family house in this location is $506,000.
Make use of the Lendersa® Conventional loan calculator to perform a comparative analysis of today's leading rates between Conventional, FHA, and USDA loans. Delve into the requirements for income, credit scores, reserve funds, and other necessary documents needed for qualification. Our state-of-the-art mortgage calculator presents a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, allowing you to discern which loan program in ME best aligns with your unique financial criteria and objectives.
Learn about the 2023 Loan Limits and Required Down Payments in Wells, within York county in ME
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$370,700
0%
FHA
$506,000
3.5%
This comparison chart is relevant for the following zip codes: 04090, 04054
Available Options for Conventional and FHA Loans in the Area of Wells, ME
The primary aim of Lendersa® is to ensure you secure the most favorable Conventional, USDA, or FHA loan promptly and without unnecessary complications. You can choose from one of three specified starting points that efficiently lead to corresponding lenders and appropriate loan programs.
Upstate Premier Mortgage of Baldwinsville opened its doors in August 2013, with the concept of providing exceptional customer service and has been growing and expanding since. We are a neighborhood business supporting the needs of our customers.Our loan officers are all licensed loan originators, licensed with the State of New York.
Vanguard Mortgage employs seasoned, highly experienced and professional team. We strive to innovate with confidence and to provide exceptional service, As a Vanguard Mortgage client, you can count on us for: Simple mortgage process, The Lowest Rates, Fast Turn-Around Times, Variety of Mortgage Programs
A&D Mortgage (NMLS #958660) is a full service lender offering a wide spectrum of Conventional and Government mortgage products. Our knowledgeable team of experts will constantly impress you with the first-class service, that you have never experienced. At A&D Mortgage our core strengths are personal touch and unique products.
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