In 2026, the Conventional loan limit in Bloomfield-Hills, within Oakland County, MI, is $647,200, while the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage tool lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in picking the right program in MI for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
Note: This table pertains to zip codes: 48304, 48303
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan for you swiftly and without hassle. Select one of three starting points to reach matched lenders and loan programs.
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