As of 2025, the conventional loan limit in Pontiac, situated within Oakland county of MI, is set at $726,200, while the FHA loan limit is $472,030 for a single-family home.
The Lendersa® Conventional loan calculator allows you to compare the latest rates of Conventional loans against FHA and USDA options. It also helps you evaluate the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, explore side-by-side comparisons of Conforming Conventional loans along with USDA, FHA, and VA options to identify the best fit for your financial circumstances in MI.
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| Loan Type | Loan Limit | Downpayment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Note: The table is relevant to the following zip codes: 48342, 48340, 48341, 48343
At Lendersa®, our objective is to procure the most suitable Conventional, USDA, or FHA loan with ease and efficiency. Begin by choosing one of these three pathways that lead to matched lenders and loan programs.
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Bridge Loan Guides
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