FHA VS Conventional loan programs in 2026 for Buchanan, Berrien County, Michigan

In 2026, the Conventional loan limit in Buchanan, within Berrien County, MI, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's leading rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program in MI for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Buchanan, Berrien County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 49107

Conventional and FHA Loan Options in Buchanan, MI

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan efficiently and with minimal hassle. Choose one of three starting approaches to find matching lenders and loan programs.

Lendersa results for USDA loan requests


Buchanan Lenders

  • Honor Credit Union
  • 8385 Edgewood Road, Berrien Springs, MI, 49103
  • Lends in Michigan
  • Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.

  • United Federal Credit Union
  • 2819 South State Street, Saint Joseph, MI, 49085
  • Lends in Michigan
  • United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.