Explore the differences! FHA VS Conventional loan programs in Niles, Berrien County, Michigan

In 2025, the loan limit for a conventional single-family home in Niles, Berrien county, MI, is $726,200, whereas for FHA, it is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the best program for your specific situation in MI.

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Loan Limits and Down Payment Requirements for 2025 in Niles, Berrien County, MI

Type Limit Down Payment
Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 49120

Available Conventional and FHA Loan Options in Niles, MI

At Lendersa®, we aim to provide you with the optimal loan solutions for Conventional, USDA, or FHA quickly and effortlessly. Choose one of three pathways to connect with the right lenders and loan programs.

Lendersa USDA loan request and matching results


  • First American Wholesale Lending
  • 9400 Topanga Canyon, Suite 204, Chatsworth, CA, 91311
  • At FAWL we understand that in today’s market, home financing requires a company with a proven track record, financial strength and integrity. Our unwavering commitment to excellence in these three key areas has earned us a reputation as one of the most well respected companies in the industry.
  • Supreme Mortgage Group
  • 6080 Center Drive, Los Angeles, CA, 90045
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • My Reverse Options
  • 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
  • My Reverse Options are committed to doing the “right thing” for our customers. We understand that our industry has had a less-than-stellar reputation because of unscrupulous deeds perpetrated by some loan officers and the many myths surrounding the Home Equity Conversion Mortgage (HECM) or Reverse Mortgage.
  • Innovative Lending Group
  • 6080 Center Drive, Suite 620, Los Angeles, CA, 90045
  • Our mission is a simple one: to serve our customers with honesty, integrity and competence. We see our customers as our responsibility and as a rich opportunity to fully utilize our skills and assets to make the customer life easier. Our goal is to provide home loans to our clients while providing them
  • Alston & Associates Mortgage Company
  • 6820 La Tijera Boulevard, Suite 113, Los Angeles, CA, 90045
  • At Alston & Associates Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Matrix West Mortgage
  • 5999 Center Drive, Suite 100, Los Angeles, CA, 90045
  • Matrix West Mortgage is a full service lender offering various loan products and solutions for our clients throughout California. We have been providing superior service to clients while always work diligently to ensure that each client gets the loan that accomplished their goal and best matches their needs.
  • Group Capital Mortgage Inc
  • 6080 Center Drive, Suite 600, Los Angeles, CA, 90045
  • Group Capital has been in business for over 15 years strong. We specialize in helping our clients buy, sell, and finance their dream home throughout California. As a Real Estate and Lending Firm we have an edge over our competition which we use to form close, memorable bonds with our clients.
  • The West Coast Investment Group
  • 7367 Coastal View Drive, Los Angeles, CA, 90045
  • Coast to Coast Mortgage Financial is to facilitate the growth of a distinctive and exceptional organization. Coast to Coast Mortgage Financial transcends the traditional mortgage and real estate broker with its highly selective employee recruiting and intensive training programs. This community of individuals dedicates.
  • Pointe of View International Inc.
  • 6820 La Tijera Boulevard, Suite 117, Los Angeles, CA, 90045
  • At Pointe of View International, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Golden Key Home Loans
  • 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
  • I am a Mortgage Broker and the owner of Golden Key Home Loans. I have over 30 years of experience in the lending industry and I love what I do. I am passionate about helping people and seeing first hand the joy, happiness, and smiles on my client’s faces when they are handed the keys to their new homes.
  • Cressida Capital
  • 8939 S. Sepulveda Blvd, Suite 102, Los Angeles, CA, 90045
  • Cressida Capital was formed with one mission in mind to provide every client with highly personalized guidance tailored solutions and the most efficient service in the industry. And to do so with integrity first and foremost. Our team shares more then two decades of experience in direct real estate lending having closed over $500 million in loans.
  • ABM Realty Group Inc.
  • 11600 West Washington Place, Suite 111, Los Angeles, CA, 90066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.