In 2026, the loan limit for a conventional single-family home in Niles, Berrien county, MI, is $726,200, whereas for FHA, it is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the best program for your specific situation in MI.
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| Type | Limit | Down Payment |
| Conventional | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to zip codes: 49120
At Lendersa®, we aim to provide you with the optimal loan solutions for Conventional, USDA, or FHA quickly and effortlessly. Choose one of three pathways to connect with the right lenders and loan programs.
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