FHA VS Conventional loan programs in Eastpointe, Macomb County, Michigan

During 2025, the conventional loan limit in Eastpointe, part of Macomb county, MI, is $726,200, whereas the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the day’s most favorable rates for Conventional, FHA, and USDA loans. Assess your eligibility based on income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most suitable program in MI for your financial strategy.

Review loan offerings from 100 lenders

2025 Loan Limits and Down Payment Requirements in Eastpointe, Macomb, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to these zip codes: 48021

Options for Conventional and FHA Loans in Eastpointe, MI

Lendersa® aims to provide quick access to the best Conventional, USDA, or FHA loan, hassle-free. Select one of the three starting points provided to connect with appropriate lenders and loan schemes.

Lendersa USDA loan requests and results


  • Alt Financial Network, Inc.
  • 18022 Cowan Suite: 245, Irvine, CA, 92614
  • ALT Financial Network is a small group of honest, experienced mortgage professionals. We offer some of the lowest rates and closing costs in the industry because we strive for repeat business from our clients. We stand firmly behind our Good Faith Estimates so you don't have to worry about surprises at closing time
  • E Mortgage Capital, Inc.
  • 2355 Main St, Suite 230, Irvine, CA, 92614
  • Since 1992, the Equity Wave Lending, Inc. staff has specialized in prudent underwriting and responsible direct hard money and private money lending to disadvantaged and under-served Americans. We also provide non-US citizens here and around the world the opportunity to share in the American dream, and invest in our great country.
  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, IRVINE, CA, 92614
  • Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career.
  • Golden Waters Funding, Inc
  • 1600 North Broadway, Suite 120, Santa Ana, CA, 92706
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MGM Lenders Inc.
  • 1912 North Broadway, Suite 102, Santa Ana, CA, 92706
  • MGM Lenders provides quality mortgage lending services with the mission of offering competitive real estate financing with unmatched services.Our overqualified team, with a backbone of great teamwork, is ready to serve our customers in multiple languages - including English, Spanish and Farsi. We highly respect different cultures and languages.
  • Loankey.io
  • 2702 North Flower Street, Santa Ana, CA, 92706
  • Loankey.io founder of the Eric Antonio Figueroa is a full service Mortgage Brokerage offering Home and Commercial loans from over 20 lenders and also our team is ready to help. We can assist with all types of financing needs. Stated Income Programs, No Income Documentation, New Employment and Many More.
  • Tucoemas Federal Credit Union
  • 614 S Akers St, Visalia, CA, 93277
  • Tucoemas Federal Credit Union's roots in Tulare County stretch back to 1948 when nine original members pooled their savings to create our credit union. We've grown steadily since and now offer accounts, real estate loans, auto loans, personal loans and more through four California branches in Visalia, Tulare and Porterville.
  • KEY HOME GROUP
  • 28 Silver Crescent, Irvine, CA, 92603
  • KEY HOME GROUP have been in the real estate services business in Southern California for over 40 successful years and will be here for many more. Their devotion to making your move as quick and painless as possible, while still ensuring that you get the best results makes them the best candidates to be your real estate agents.
  • The Proton Group Inc.
  • 119 Jadestone, Irvine, CA, 92603
  • The Proton Group Inc will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved.
  • Westpark Loans
  • 6789 Quail Hill Pkwy, Irvine, CA, 92603
  • Westpark Loans is a nationwide, direct hard money lender. Established in 2007, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation pro
  • Westpark Equity Group Inc
  • 6789 Quail Hill Pkwy #146, Irvine, CA, 92603
  • Westpark Loans is a nationwide,direct hard money lender, provide short-term fix & flip financing and long-term rental financing for real estate investors.Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding.