Explore the differences! FHA VS Conventional loan programs in Jenison, Ottawa County, Michigan
In 2026, the Conventional loan limit in Jenison, within Ottawa county, MI, is $726,200. The FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage tool, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side to choose the most suitable program in MI for your financial situation.
2026 Loan Limits and Down Payment Requirements in Jenison, Ottawa, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to zip codes: 49428
Conventional and FHA Loan Options in Jenison, MI
Lendersa® strives to quickly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Start by choosing one of three pathways to reach matching lenders and loan programs.
John H. established Homes & Loans of West Michigan in 2005. As a licensed realtor and lender, I wanted to combine mortgage and realty services to make the home buying process faster, easier and more comfortable for my customers. By combining real estate and mortgage services together, we offer a higher level of service
Rivertown Community Federal Credit Union proudly serves the financial needs of the local community. We value our relationships with our members and provide unconditional, understanding, local service.
We believe that combining both friendly employees and intelligent technology puts us in a position to provide that awesome service.
Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members
VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.
2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
Lends in Michigan
At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.
West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.
We offer several different types of commercial loans to cover operational costs or fund major capital expenditures. Contact us today to learn more and gain an edge over your competitors! Local mortgage company who are experts in new home PURCHASE, REFINANCING, AND COMMERCIAL LOANS.
