In 2026, the Conventional loan cap in Ironwood, Gogebic county, MI, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to explore and contrast today's top rates for Conventional, FHA, and USDA loans. Evaluate required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents side-by-side assessments of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the ideal program in MI to match your financial scenario.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 49938
Lendersa® is dedicated to delivering the best possible Conventional, USDA, or FHA loans swiftly and without trouble. Select one of three initial methods aimed at connecting you with optimal lenders and loan programs.
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