For 2026, the conventional loan limit in Ludington, within Mason county, MI, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.
Use Lendersa® Conventional loan calculator to assess the best rates between today's Conventional, FHA, and USDA loans and identify necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program in MI suits your financial requirements best.
Compare loan offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The comparison applies to zip codes: 49431
Lendersa® aims to secure the best Conventional, USDA, or FHA loan for you efficiently and with minimal hassle. Pick one of three approaches to connect with lenders and programs that match your needs.
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