FHA VS Conventional loan programs in Jackson, Jackson County, Michigan

In 2025, the limit for conventional loans in Jackson within Jackson County, MI, stands at $726,200. Meanwhile, the FHA's limit for a single-family home is set at $472,030, providing clarity for potential homebuyers seeking financial planning insights.

Utilize Lendersa® Conventional loan calculator to effectively compare the top rates of today between Conventional, FHA, and USDA loans. This tool helps determine your required income, credit standings, reserves, and documentation needed for qualification. Using this advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options, helping decide which program in MI suits your financial circumstances best.

Access loan offers from an expansive list of 100 lenders

2025 Loan Limits and Down Payment Requirements in Jackson, Jackson County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 49202, 49201, 49203

Variety of Conventional and FHA Loan Options in Jackson, MI

The main goal of Lendersa® is to swiftly secure you the best Conventional, USDA, or FHA loan with ease. Choose one of three starting paths specifically structured to pair you up with the right lenders and their available loan programs.

Lendersa USDA loan request and matching results


  • HP Mortgage LLC
  • 7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
  • HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
  • Austin Mortgage Lending
  • 3305 W Slaughter Lane, Austin, TX, 78748
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Alpine Funding Corp.
  • 6443 Dorsay Ct, Delray Beach, FL, 33484
  • The Alpine Funding Corp. team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Gelt Financial
  • 5300 W Atlantic Ave, Suite 205, Delray Beach, FL, 33484
  • Gelt Financial, LLC ("Gelt"​) is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
  • LendingMan
  • 398 NE 6th Avenue, Suite B, Delray Beach, FL, 33483
  • LendingMan is the low cost loan leader enabling customers to shop, compare, + apply for the best loans. Equal Housing Lender. LendingMan is an approved Seller/Servicer for Freddie Mac, FHA, Department of Housing and Urban Development, VA & USDA. LendingMan is an Equal Housing Lender committed to ensuring every applicant for credit receive fair
  • ResMac, Inc.
  • 398 NE 6th Ave, Suite B, Delray Beach, FL, 33483
  • ResMac, Inc. is an Equal Housing Lender. As prohibited by federal law we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because you have, in good faith, exercised any right under the Consumer
  • HML Solutions
  • 70 SE 4th Ave, Delray Beach, FL, 33483
  • The HML Solutions group is based in Delray Beach, FL. We are an eclectic team of veteran business professionals, investors and successful entrepreneurs — all working together to establish project funding for businesses, contractors and individuals with immediate financial needs.We assist with immediate, non-traditional project funding.
  • American Home Finance Group, Inc.
  • 100 E Linton Blvd Suite 305A, Delray Beach, FL, 33483
  • American Home Finance Group, Inc utilize our extensive expertise in the mortgage industry to assist future home buyers & people in need of refinancing navigate through complex financial challenges while making them feel like a member of our family. 20 years experience and knowledge to make sure your deal is structured
  • Supreme Lending - Mortgage Lenders Delray Beach FL – Refinancing & VA home loan
  • 110 SE 4th Ave, Ste. 102, Delray Beach, FL, 33483
  • Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products.