Explore the differences! FHA VS Conventional loan programs in Vandercook-Lake, Jackson County, Michigan

In 2025, the limit for Conventional loans in Vandercook-Lake, located in Jackson County, MI, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to assess today's prime rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places side-by-side the Conforming Conventional, USDA, FHA, and VA loans, aiding in finding the best program in MI suitable for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Vandercook-Lake, Jackson County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable for zip codes: 49201, 49203

Conventional and FHA Loan Options in Vandercook-Lake, MI

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three starting options that lead to matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • American Financial Lending, Inc.
  • 20860 N. Tatum Blvd. # 160, Phoenix, AZ, 85050
  • At American Financial Lending, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Blue Sky Mortgage, Inc.
  • 2229 East Hedrick Drive, Tucson, AZ, 85719
  • Blue Sky Mortgage, Inc. is a full service mortgage broker providing real estate financing anywhere in Arizona. Richard has a BS degree in Mechanical Engineering from the University of California at Davis. Originally from New York, Richard’s first involvement in real estate was in California in the early 1970′s.
  • Hotchkiss Financial, Inc.
  • 1945 East Mabel Street, Tucson, AZ, 85719
  • We have very competitive Interest Rates. Our loans are customized to fit the borrower's needs. Because we are a small company, we can follow every detail of your transaction. We will keep you informed regarding the loan progress, from start to finish. We have access to a large network of investors. We have a wide variety of products
  • Union Home Lending LLC
  • 3536 West Hidden Mountain Court, Anthem, AZ, 85086
  • Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Tri-Point Capital
  • 6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
  • Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h
  • First State Mortgage
  • 14624 North Scottsdale Road, Suite 240, Scottsdale, AZ, 85254
  • Since its founding in 1867, First State Bank's priority has been - and continues to be - to meet the financial needs of local businesses and consumers, and to continue the distinctive personal relationships our customers have come to expect. Through First State Bank Mortgage we offer an in-depth menu of mortgage programs allowing our customer
  • Inline Financial
  • 6929 E Greenway Pkwy, Suite 250, Scottsdale, AZ, 85254
  • "We are a veteran owned & operated mortgage company located in Scottsdale, Arizona. Inline Lending specializes in helping customers know when to refinance and helping them get most savings in the process when the time comes. Inline’s loan officers have extensive home refinancing knowledge"
  • De Anza Capital, Inc.
  • 6264 W Greenway Parkway, Suite 217, Scottsdale, AZ, 85254
  • De Anza Capital, Inc mission is to be the single source for a Scottsdale, Arizona mortgage. De Anza Capital is the Scottsdale Arizona mortgage company that provides loan origination, title and escrow services to consumers. In addition, De Anza Capital consistently offers on-time closing.