FHA VS Conventional loan programs in Vandercook-Lake, Jackson County, Michigan

In 2025, the limit for Conventional loans in Vandercook-Lake, located in Jackson County, MI, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to assess today's prime rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places side-by-side the Conforming Conventional, USDA, FHA, and VA loans, aiding in finding the best program in MI suitable for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Vandercook-Lake, Jackson County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable for zip codes: 49201, 49203

Conventional and FHA Loan Options in Vandercook-Lake, MI

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three starting options that lead to matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • M.C. Financial Group, Inc.
  • 11160 N. Kendall Drive, Suite 106, Miami, FL, 33176
  • At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Columbus Capital Lending - Tamiami
  • 9955 N Kendall Drive, 2nd Floor, Miami, FL, 33176
  • Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
  • MPS Credit Union
  • 2190 NW 72 Avenue, Miami, FL, 33156
  • MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
  • Eastern National Bank
  • 9700 South Dixie Highway, Suite 710, Miami, FL, 33156
  • Providing tailored banking services, and financial solutions, to our local communities and global markets, since 1969. Our history, of supporting individuals, entrepreneurs, businesses, and banks, in South Florida, and Latin America, has helped shape our communities, and our future, while protecting our customers, and shareholders.
  • Thomas D. Wood and Company
  • 9100 South Dadeland Boulevard, Suite 700, Miami, FL, 33156
  • Thomas D. Wood and Company is a privately held real estate investment banking firm specializing in Florida’s commercial and Multi-family real estate capital markets. Founded in 1987 by Thomas D Wood Sr. and Thomas D Wood Jr, the company has become one of Florida’s premiere real estate lenders
  • Jaxen Mortgage Group LLC
  • 8950 SW 74 Court, Miami, FL, 33156
  • At JAXEN MORTGAGE GROUP LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Sun Home Loans
  • 7375 SW 90 Street, Miami, FL, 33156
  • I offer my clients the best possible rates and lowest closing costs in the business. Working with over 20 wholesale national lenders allows me to compete with any bank or on-line lender. Our home loans are designed to fit your needs. I've been in in the Mortgage industry for over 25 years
  • True Mortgage Lending LLC
  • 9100 S. Dadeland Blvd., Suite 1500, Miami, FL, 33156
  • Miriam Gilmore is the Broker/Owner of True Mortgage Lending LLC. True Mortgage Lending is a boutique mortgage brokerage service domestic and foreign clients with a vast array of loan products & guidance through the process. Broker/Owner of True Mortgage Lending LLC. True Mortgage Lending is a boutique mortgage brokerage service domestic & foreign