In 2026, the maximum amount for a conventional loan in South-Lyon, which is part of Oakland County in MI, is $647,200. Meanwhile, the FHA establishes a limit of $420,680 specifically for single-family residences.
Utilize the Lendersa® Conventional loan calculator for comparing the most favorable rates today among Conventional, FHA, as well as USDA options. This comprehensive tool helps identify requisite income levels, credit ratings, necessary reserves, and documentation for approval. Side-by-side, it presents Conforming Conventional loans in comparison to USDA, FHA, and VA options, allowing you to choose the most suitable option for your financial situation in MI.
Investigate and contrast multiple offers from an array of 100 distinct lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to these zip codes: 48178
The pursuit of Lendersa® is to deliver the most efficient process for obtaining the best-suited Conventional, USDA, or FHA loan, promptly and smoothly. Choose one of three starting routes that lead to matching lenders and loan programs tailored to your financial profile.
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