Explore the differences! FHA VS Conventional loan programs in South-Lyon, Oakland County, Michigan
In 2026, the maximum amount for a conventional loan in South-Lyon, which is part of Oakland County in MI, is $647,200. Meanwhile, the FHA establishes a limit of $420,680 specifically for single-family residences.
Utilize the Lendersa® Conventional loan calculator for comparing the most favorable rates today among Conventional, FHA, as well as USDA options. This comprehensive tool helps identify requisite income levels, credit ratings, necessary reserves, and documentation for approval. Side-by-side, it presents Conforming Conventional loans in comparison to USDA, FHA, and VA options, allowing you to choose the most suitable option for your financial situation in MI.
2026 Loan Limits and Down Payment Requirements in South-Lyon, Oakland County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to these zip codes: 48178
Available Conventional and FHA Loan Options in South-Lyon, MI
The pursuit of Lendersa® is to deliver the most efficient process for obtaining the best-suited Conventional, USDA, or FHA loan, promptly and smoothly. Choose one of three starting routes that lead to matching lenders and loan programs tailored to your financial profile.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
133 West Main St, Suite 155A, Northville, MI, 48167
Lends in Michigan
Mortgage help from LPM is built for you. Personalized interest rates, monthly payments and term options that are built for you. Our team understands that everyone's needs are unique, we take this into account when helping you choose the right loan. If you want personalized loan financing services from industry experts contact us today.
10291 E Grand River Avenue, Suite E, Brighton, MI, 48116
Lends in Michigan
At ASI Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders. We work with more than 20 investors.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.
Unlock new opportunities with N2Funding & Investments LLC, spearheaded by David Nelson. Committed to driving your financial success with tailored funding solutions that meet your unique needs. We are a nationwide Funding Brokerage Specializing in assisting qualified borrowers in obtaining Unsecured Cash Loans for any purpose. • Real Estate (Ga
Level Up Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Marc Nocera founded Home Smart Mortgage on the premise of offering competitive rates I was not able to offer through the branch correspondent models that have more padding in the rates." Marc Nocera has been in the real estate business for over 15 years. He started his career in real estate in mid 1990′s in West Bloomfield, Michigan.
