FHA VS Conventional loan programs in 2025 for South-Lyon, Oakland County, Michigan
In 2025, the maximum amount for a conventional loan in South-Lyon, which is part of Oakland County in MI, is $647,200. Meanwhile, the FHA establishes a limit of $420,680 specifically for single-family residences.
Utilize the Lendersa® Conventional loan calculator for comparing the most favorable rates today among Conventional, FHA, as well as USDA options. This comprehensive tool helps identify requisite income levels, credit ratings, necessary reserves, and documentation for approval. Side-by-side, it presents Conforming Conventional loans in comparison to USDA, FHA, and VA options, allowing you to choose the most suitable option for your financial situation in MI.
2025 Loan Limits and Down Payment Requirements in South-Lyon, Oakland County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to these zip codes: 48178
Available Conventional and FHA Loan Options in South-Lyon, MI
The pursuit of Lendersa® is to deliver the most efficient process for obtaining the best-suited Conventional, USDA, or FHA loan, promptly and smoothly. Choose one of three starting routes that lead to matching lenders and loan programs tailored to your financial profile.
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