FHA VS Conventional loan in Richmond, Macomb County, Michigan
For 2025, the conventional loan cap in Richmond, part of Macomb county, MI, is $726,200, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to contrast today's best rates across Conventional, FHA, and USDA loans. Determine the required income, credit standing, reserves, and documentation to qualify. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side to assist in choosing the most suitable option in MI for your financial needs.
2025 Loan Limits and Downpayment Requirements in Richmond, Macomb County, MI
Loan Category
Limit Amount
Minimum Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This applies to zip codes: 48062
Available Conventional and FHA Loans in Richmond, MI
The mission of Lendersa® is to quickly furnish you with the best-suited Conventional, USDA, or FHA loans without difficulty. You can choose from three starting points to connect with matching lenders and loan options.
4380 SW Macadam Ave, Suite 125, Portland, OR, 97239
Altamont Mortgage Funding, NMLS #221360, understands that the mortgage loan process doesn’t have to be a long and daunting experience. Our team is dedicated to individualized customer attention while making the mortgage loan process easier to understand so your financial goals are met.
1265 Corona Pointe Court, Suite 301, Corona, CA, 92879
16 year of mortgage experience. I'll return your call, respond to your emails, answer my phone and answer all your questions. If I don't have the answer right away, I'll find it and get back to you quickly.
Call me to discuss any residential mortgage needs you may have for FHA, VA, USDA or Conventional loans for single or multi-unit properties.
400 North Princeland Court, Suite 2-3, Corona, CA, 92879
American Inland Realty specializing in mortgage loan servicing. American Inland Realty Provide a superior level of customer relations and service, and ensure compliance. Maintain quality control to ensure all loans run smoothly and efficiently. American Inland Realty Established in 2009.
650 East Parkridge Avenue, Suite 110, Corona, CA, 92879
New Venture Capital, we are a highly referred real estate agency because we always put the needs of our clients first. Whatever you need, our team is available to make the home buying or selling process easier for you. Should you need anything notarized, we also have a notary public on-site. We are also bilingual. Hablamos Espanol.
Pinpoint Lending is located in Corona, CA. We are an industry leader in providing extraordinary mortgage products & services. Our commitment is to provide and follow the best lending practices and guidelines. We protect each and every borrower in the short- & long-term with mortgage product and solutions to meet their needs.
1265 Corona Pointe Court Suite 300, Corona, CA, 92879
"Our corporate headquarters is located in beautiful Corona, California, where our employees enjoy the best the
southland has to offer. Bordering Orange County, the Inland Empire Corporate location is within proximity to
Los Angeles, San Diego and Palm Desert where you can enjoy theater, fine dining and exciting night life."
Escondido Federal Credit Union provides savings & loan products to help achieve your goals throughout life. When you become a shareholder-member at EFCU, you instantly become eligible for all the benefits the Credit Union has to offer. Unlike banks, our profits are returned to members in the form of lower fees, higher dividends and lower loan rates
600 La Terraza Blvd , 3rd Floor, Escondido, CA, 92025
RiteWayMortgages.com is a Lender/Broker company selling mortgage loans to borrowers. We are licensed under the California Finance Lenders Law.
Our mission is to provide borrowers with the lowest rates possible for mortgage loans. Our objective is to educate the borrower about all the aspects that effect mortgage loans
1800 Blankenship Road, Suite 206, West Linn, OR, 97068
Approved has partnered with industry leading wholesale mortgage lenders and real estate professionals to offer an exclusive lending and realty experience. Combining Real Estate and Mortgage services to provide you with a streamlined, efficient, customized experience. We have over 40 years of combined experience dealing with Mortgage lending.
