FHA VS Conventional loan programs in Keego-Harbor, Oakland County, Michigan

As of 2026, the conventional loan cap in Keego-Harbor, the county of Oakland, MI is set at $647,200, whereas the FHA cap is $420,680 for single-family dwellings.

Utilize the Lendersa® calculator to compare the leading rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, view side-by-side options of Conforming Conventional, USDA, FHA, and VA loans, aiding you to choose the ideal program in MI for your financial scenario.

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2026's loan ceilings and downpayment specifications in Keego-Harbor, county of Oakland, MI

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is pertinent to zip codes: 48320

Exploration of Conventional and FHA loan options in Keego-Harbor, MI

The mission at Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan for you. Choose from three pathways to find matching lenders and loan programs seamlessly.

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Keego-Harbor Lenders

  • iQuote Mortgage LLC
  • 2170 Cass Lake Road, Suite F, Keego Harbor, MI, 48320
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we are a mortgage brokerage that provides excellent service and unmatchable value.

  • Infinity Home Lending LLC
  • 555 Friendly Street, Pontiac, MI, 48341
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • 365 Lending, LLC
  • 3160 Haggerty Rd, STE P., West Bloomfield, MI, 48323
  • Lends in Michigan
  • 365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we

  • CLEAR LENDING GROUP
  • 7270 Glascott Ave, West Bloomfield, MI, 48323
  • Lends in Michigan
  • Here at Clear Lending Group, we believe in putting transparency and personal touch back into the mortgage process. From your first conversation with us, you will experience firsthand our personal approach to each situation.

    In addition, our expertise will allow us to tailor an option to the specifics of your file.

  • Centerbrook Mortgage Company LLC
  • 28 North Saginaw Street, Suite 201, Pontiac, MI, 48342
  • Lends in Michigan
  • At Centerbrook Mortgage Company, founded in West Bloomfield and based in Pontiac, Michigan, is built around our belief that acquiring a home loan should be a positive experience. When you work with us, you will be impressed by the level of service we will provide! We specialize in purchases, refinancing, investment properties.

  • Michigan Mortgage Solutions
  • 35 W Huron St, Suite 301, Pontiac, MI, 48342
  • Lends in Michigan
  • Michigan Mortgage Solutions was created to serve as resource for future and current homeowners to use in order to get educated about their finances and make better mortgage financing decisions. We’ve assembled a team of experts in order to better meet the needs of our visitors and together we have over 30 years experience in mortgage lending

  • Modern Mortgage LLC
  • 930 Seyburn Avenue, Waterford, MI, 48327
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Genisys Credit Union
  • 2100 Executive Hills Blvd, Auburn Hills, MI, 48326
  • Lends in Michigan
  • Genisys Credit Union is a not-for-profit, member-owned financial institution that has been committed to helping its members financially since 1936. Based out of Auburn Hills, Genisys is one of the largest credit unions in Michigan and one of the strongest in the country with over $2.3 billion in assets.

  • Range Lending LLC
  • 67 South Squirrel Road, Auburn Hills, MI, 48326
  • Lends in Michigan
  • Average mortgage brokers do what's best for them and not for you. At Range Lending, our team of the best and brightest in the mortgage business will find the best loan options for your situation. We recognize that you are a human and not just a loan number, and we treat you accordingly.