FHA VS Conventional loan programs in Auburn-Hills, Oakland County, Michigan

In 2026, the Conventional loan limit for Auburn-Hills, located within Oakland county, MI, stands at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Make use of the Lendersa® Conventional loan calculator to evaluate the best rates for today across Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents to qualify. Our advanced tool presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the most suitable program in MI for your financial needs.

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2026 Loan Limits and Down Payment Details in Auburn-Hills, Oakland, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 48326

Examining Conventional and FHA Loan Options in Auburn-Hills, MI

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you, without hassle. Choose one of three starting points to connect with matching lenders and explore loan programs.

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Auburn-Hills Lenders

  • Genisys Credit Union
  • 2100 Executive Hills Blvd, Auburn Hills, MI, 48326
  • Lends in Michigan
  • Genisys Credit Union is a not-for-profit, member-owned financial institution that has been committed to helping its members financially since 1936. Based out of Auburn Hills, Genisys is one of the largest credit unions in Michigan and one of the strongest in the country with over $2.3 billion in assets.

  • Range Lending LLC
  • 67 South Squirrel Road, Auburn Hills, MI, 48326
  • Lends in Michigan
  • Average mortgage brokers do what's best for them and not for you. At Range Lending, our team of the best and brightest in the mortgage business will find the best loan options for your situation. We recognize that you are a human and not just a loan number, and we treat you accordingly.

  • Parda Federal Credit Union
  • 2601 Cambridge Court, Suite 210, Auburn Hills, MI, 48326
  • Lends in Michigan
  • PARDA Federal Credit Union is a unique and diverse organization. We pride ourselves in recruiting and retaining top talent to achieve our member service initiatives. We offer challenging positions, opportunities for advancement, and a business environment. PARDA also offers a number of employee benefits

  • Centerbrook Mortgage Company LLC
  • 28 North Saginaw Street, Suite 201, Pontiac, MI, 48342
  • Lends in Michigan
  • At Centerbrook Mortgage Company, founded in West Bloomfield and based in Pontiac, Michigan, is built around our belief that acquiring a home loan should be a positive experience. When you work with us, you will be impressed by the level of service we will provide! We specialize in purchases, refinancing, investment properties.

  • Michigan Mortgage Solutions
  • 35 W Huron St, Suite 301, Pontiac, MI, 48342
  • Lends in Michigan
  • Michigan Mortgage Solutions was created to serve as resource for future and current homeowners to use in order to get educated about their finances and make better mortgage financing decisions. We’ve assembled a team of experts in order to better meet the needs of our visitors and together we have over 30 years experience in mortgage lending

  • Infinity Home Lending LLC
  • 555 Friendly Street, Pontiac, MI, 48341
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Oakland University Credit Union
  • 2200 N Squirrel Rd, Rochester, MI, 48309
  • Lends in Michigan
  • MSUFCU was established 84 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security.

  • Lucrative Home Loans Inc
  • 2490 Walton Boulevard, Suite 101, Rochester, MI, 48309
  • Lends in Michigan
  • Lucrative Home Loans, Inc. understands that buying a home is more than just a transaction: it’s a life-changing experience. We are committed to getting every client the very best rate and loan every single time. Becoming a one-stop-shop and personalized service for our clients’ convenience, was essential to our many years of success.

  • Gem Home Loans LLC
  • 1675 West Hamlin Road, Rochester, MI, 48309
  • Lends in Michigan
  • Gem Home Loans is a client-focused lender made up of experienced professionals. We have made the choice to step away from the impersonal big-box banks and in your face marketing machines. We prefer working one-on-one with clients in building customized financial solutions. The person you contact will be the person who you work with throughout.