FHA VS Conventional loan programs in 2026 for Auburn-Hills, Oakland County, Michigan
In 2026, the Conventional loan limit for Auburn-Hills, located within Oakland county, MI, stands at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Make use of the Lendersa® Conventional loan calculator to evaluate the best rates for today across Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents to qualify. Our advanced tool presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the most suitable program in MI for your financial needs.
2026 Loan Limits and Down Payment Details in Auburn-Hills, Oakland, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 48326, 48321
Examining Conventional and FHA Loan Options in Auburn-Hills, MI
The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you, without hassle. Choose one of three starting points to connect with matching lenders and explore loan programs.
At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
Peshtigo National Bank is an independent, locally owned community bank serving Marinette, Oconto, Brown, and Shawano counties (WI), as well as Menominee county (MI). Full service branches are located in Peshtigo, Marinette, Coleman, Gillett, and Oconto Falls, WI, along with a Loan Servicing Office in Antigo, WI.
Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
Captain Sam Hull built his frame grocery store and 2nd floor residence in 1847. It had other tenants, but was moved to make way for the bank in 1867. Mrs. Atwater & N.C. Pettey built the present 3 storefront 2 story brick building in 1867.
The bank was on the corner with the Widney & Viner Hardware next south
Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years.
B & I Federal Credit Union offers a variety of services, including loans, share draft accounts, savings accounts, IRA accounts, and other services designed to provide convenient, fast access to your accounts. To make banking transactions more accessible, even when you are traveling out of state or out of the country
Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.
The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
