FHA VS Conventional loan in Romeo, Macomb County, Michigan
In 2026, the Conventional loan limit for Romeo, located in Macomb County, MI, is $726,200, while the FHA limit is $472,030 for single-family homes.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates on Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. This advanced mortgage tool depicts Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best program in MI for your financial needs.
2026 Loan Limits and Down Payment Requirements in Romeo, Macomb County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 48065
Available Conventional and FHA Loan Options in Romeo, MI
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loans quickly and hassle-free. Choose from one of three starting points linking you to matching lenders and loan programs.
PLB Lending, LLC was opened by Patricia Bidus in 2001 in Washington Township, Michigan. The main goal of the company is to assist our community with all of its mortgage needs. As a full service mortgage broker, we have always put our clients first. Going the extra mile to make sure they always receive the lowest rates and costs.
8155 Annsbury Drive, Suite 102, Shelby Township, MI, 48316
Lends in Michigan
For over 25 years, we have been helping families across Michigan achieve their dream of home ownership We specialize in a variety of home loans, including Conventional, FHA, more loan products.Dante Rosa Home Loans, LLC is here for your home loan and mortgage needs, whether it be purchasing the home of your dreams.
6441 Thorneycroft Drive, Shelby Township, MI, 48316
Lends in Michigan
Our mission is to provide every home buyer with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to customizing your home loan so you and your family can enjoy the personal benefits of homeownership. As a responsible lending leader.
7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316
Lends in Michigan
Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.
Elementary Lending is a Premier Mortgage Brokerage in the Metro Detroit area. Our main focus is to educate our clients on all available options to ensure they are able to get into the program that best fits their goals. Our amazing team will help every client with a simplified and transparent process.
14121 Lakeside Boulevard North, Shelby Township, MI, 48315
Lends in Michigan
We have built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers and also There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.
Local mortgage broker located in Shelby Township, Michigan. Offering all types of mortgages. Conventional, FHA, VA, USDA/Rural Development. Second Mortgages and HELOCS. 0% Down Payment programs available for first-time home buyers. We are mortgage experts that find solutions to work with all types of credit profiles and borrowers'
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Oxford Bank is the oldest commercial bank headquartered in Oxford, Michigan and has operated continuously under local ownership and management since 1884. We manage seven full-service bank branches, and four customer-focused remote offices located throughout Oakland, Genesee, and Lapeer counties.