FHA VS Conventional loan programs in Lake-Orion, Oakland County, Michigan
In 2025, the loan limit for a Conventional loan in Lake-Orion, located in Oakland county, MI, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Take advantage of the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Assess necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA side by side, supporting your decision on the optimal program in MI for your financial needs.
2025 Loan Limits and Downpayment Requirements in Lake-Orion, Oakland, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the zip codes: 48362, 48361
Conventional and FHA Loan Opportunities in Lake-Orion, MI
The Lendersa® mission is to offer you the best possible Conventional, USDA, or FHA loan quickly and seamlessly. Choose one of three initial approaches to pair with suitable lenders and loan programs.
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