Explore the differences! FHA VS Conventional loan programs in St.-Clair-Shores, Macomb County, Michigan
In 2025, the conventional loan threshold for St.-Clair-Shores, located in Macomb county, MI, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Employ the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Assess required income, credit, reserves, and documentation needed for qualification. Our enhanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side-by-side to aid in selecting the ideal program in MI tailored to your financial requirements.
2025 loan limits and down payment expectations in St.-Clair-Shores, Macomb, MI
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is applicable to the zip codes: 48081, 48080, 48082, 48090
Exploring Conventional and FHA loan possibilities in St.-Clair-Shores, MI
Lendersa® is committed to securing your best Conventional, USDA, or FHA loan quickly and efficiently. Choose among three initial paths to match with lenders and loan programs best suited to your needs.
LV Lending is a Miami-based private lender focused on business and investment mortgage loans on residential and commercial land acquisitions and properties. The company has a current servicing portfolio of $200 million and has overseen more than 500 transactions for $400 million in Florida and Georgia. Founded in 2015,
McLean Mortgage Corporation has developed a culture described with two words, helping and teamwork. We work as a team with each client so that we can help them achieve their goals with minimal stress. We are here to help our clients every step of the way through the loan process.
BGI Capital is a unique provider of traditional, specialty, and bridge financing to real estate agents, mortgage brokers, and businesses whose clients invest in residential and commercial real estate. Led by Managing Partners Kenneth Baboun and Robert Barthelmess, BGI Capital is a direct lender that manages its own funds
Mark Hemingway is a Colorado Mortgage Broker that is licensed and bonded with over 13 years of experience. He previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs. Security Financial Services is your mortgage broker for life.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MortgageLink Solutions Offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Partner Colorado Credit Union | Central Park Branch
PO Box 1346, Arvada, CO, 80001
Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
We are a commercial real estate lending company who focuses on short term loans. We are a Commercial Bridge Lender with 20+ years experience facilitating quick transactions from $500,000-$10,000,000. Construction loans, value add multifamily, condominium construction loans, marinas, hotels, warehouses.
R&R Capital has successfully accomplished this goal by reason of our experience in real estate, pricing, due diligence, and management of distressed residential mortgage assets. This specialization in whole loans enables R&R Capital to provide our investors with an enticing return.
