FHA VS Conventional loan in St.-Clair-Shores, Macomb County, Michigan
In 2025, the conventional loan threshold for St.-Clair-Shores, located in Macomb county, MI, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Employ the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Assess required income, credit, reserves, and documentation needed for qualification. Our enhanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side-by-side to aid in selecting the ideal program in MI tailored to your financial requirements.
2025 loan limits and down payment expectations in St.-Clair-Shores, Macomb, MI
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is applicable to the zip codes: 48081, 48080, 48082, 48090
Exploring Conventional and FHA loan possibilities in St.-Clair-Shores, MI
Lendersa® is committed to securing your best Conventional, USDA, or FHA loan quickly and efficiently. Choose among three initial paths to match with lenders and loan programs best suited to your needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
101 Chesapeake Park Plaza, Middle River, MD, 21220
1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.
Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!
Central Virginia Federal Credit Union offers a fresh, unique alternative to banks. Like other financial institutions, we offer a full range of financial products and services. Unlike the others, we are not-for-profit. putting those savings in your pocket! Here you are more than a customer, you're a member.
1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407
Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.
Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.
The Mortgage Mall, Inc. was established with the vision of our clients enjoying the benefits of having a broad array of mortgages and lending services under one roof. The business model ensures that each financial professional can engage in an open dialogue to access the exact needs of each client
Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.
