FHA VS Conventional loan programs in 2026 for Apple-Valley, Dakota County, Minnesota
As of 2026, the loan limit for a conventional mortgage in the county of Dakota, located in Apple-Valley, MN, is $647,200. In contrast, the FHA limit for a single-family home is $448,500.
Utilize the Lendersa® Conventional loan calculator to weigh the best current rates between Conventional, FHA, and USDA loans. Determine what financials like income, credit score, reserves, and documentation are needed to qualify. Our detailed mortgage calculator lets you compare Conventional conforming, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program for your financial scenario in MN.
2026 Loan Limits and Down Payment Requirements in Apple-Valley, Dakota, MN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$448,500
3.5%
The table above applies to the following zip codes: 55124
Explore Conventional and FHA Loan Options in Apple-Valley, MN
At Lendersa®, our goal is to quickly provide you with the most favorable Conventional, USDA, or FHA loan minus any complications. Start by choosing one of the three paths that align you with matching lenders and loan programs.
Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
Lends in Minnesota
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In 1909 S.A. Netland opened the State Bank of Rosemount. It was the first locally owned independent bank in the city of Rosemount. Mr. Netland also owned banks in Bixby, Northfield, Carlos and Mendota. In 1909 the Bank had a capital of $10,000, and the total cost of the building, including the vault and fixtures was $4,050.
Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better.
Our vision is to create a financial institution that people respect, admire.
1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
Lends in Minnesota
At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Toro Federal Employees Credit Union offers comprehensive financial services to Toro employees who live in the United States, as well as their immediate family members. Immediate family members include: spouses, children, stepchildren, parents, grandparents, grandchildren, brothers and sisters.
8053 East Bloomington Freeway, Suite 300, Bloomington, MN, 55420
Lends in Minnesota
Superior Financing, Inc. is a small independent brokerage firm with national investor alliances for favorable (enhanced) pricing. Superior Financing, Inc. utilizes state of the art industry leading software and technology for streamline applications, processing and underwriting for a smooth process and enjoyable experience.
3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
Lends in Minnesota
We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.
5500 South Robert Trail, Inver Grove Heights, MN, 55077
Lends in Minnesota
Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
