FHA VS Conventional loan in Apple-Valley, Dakota County, Minnesota
As of 2026, the loan limit for a conventional mortgage in the county of Dakota, located in Apple-Valley, MN, is $647,200. In contrast, the FHA limit for a single-family home is $448,500.
Utilize the Lendersa® Conventional loan calculator to weigh the best current rates between Conventional, FHA, and USDA loans. Determine what financials like income, credit score, reserves, and documentation are needed to qualify. Our detailed mortgage calculator lets you compare Conventional conforming, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program for your financial scenario in MN.
2026 Loan Limits and Down Payment Requirements in Apple-Valley, Dakota, MN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$448,500
3.5%
The table above applies to the following zip codes: 55124
Explore Conventional and FHA Loan Options in Apple-Valley, MN
At Lendersa®, our goal is to quickly provide you with the most favorable Conventional, USDA, or FHA loan minus any complications. Start by choosing one of the three paths that align you with matching lenders and loan programs.
6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
In 1935, 5Point was born as a credit union intended to support the men and women who worked for The Texas Company. What started as a small community endeavor with 57 members and $247 in total savings has grown in ways its founders could not have imagined. Today, 5Point is one of the largest independent not-for-profit financial institutions.
At MGN Funding Corp, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible.
We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders
777 West Putnam Avenue, 3rd Fl B-2, Greenwich, CT, 06830
Knighthead Funding, LLC ("Knighthead") is a real estate finance company specializing in loans for acquisition, renovation, construction and refinancing secured by a broad range of real estate assets. Knighthead originates loans for its managed real estate debt funds and Knighthead Annuity & Life Assurance Company
Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured
Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
Breezy Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
1110 Kingwood Drive, Suite 280, Kingwood, TX, 77339
Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process. We want you to DREAM BIG,
