FHA VS Conventional loan programs in 2025 for Apple-Valley, Dakota County, Minnesota
As of 2025, the loan limit for a conventional mortgage in the county of Dakota, located in Apple-Valley, MN, is $647,200. In contrast, the FHA limit for a single-family home is $448,500.
Utilize the Lendersa® Conventional loan calculator to weigh the best current rates between Conventional, FHA, and USDA loans. Determine what financials like income, credit score, reserves, and documentation are needed to qualify. Our detailed mortgage calculator lets you compare Conventional conforming, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program for your financial scenario in MN.
2025 Loan Limits and Down Payment Requirements in Apple-Valley, Dakota, MN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$448,500
3.5%
The table above applies to the following zip codes: 55124
Explore Conventional and FHA Loan Options in Apple-Valley, MN
At Lendersa®, our goal is to quickly provide you with the most favorable Conventional, USDA, or FHA loan minus any complications. Start by choosing one of the three paths that align you with matching lenders and loan programs.
16810 Avenue of the Fountains, Suite 104, Fountain Hills, AZ, 85268
At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Mortgage Broker Business located in Inverness, FL. We pride ourselves on the highest level of client satisfaction and face to face service. We are available at any time, in our office or after hours. We can be reached by phone, text or emails. We consider it a privilege to work together in providing for your mortgage needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
555 W Granada Blvd, Suite A4, Ormond Beach, FL, 32174
We are a private mortgage company specializing in non-qualifying hard money loans to real estate investors in the State of Florida for rehab/flip properties, rental property and cash-out refinances for investment properties. We offer several loan programs that will certainly meet your needs. We offer zero upfront fees until your loan is approved.
TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.
Downeast Credit Union was founded in 1941 by employees of St. Croix Pulp and Paper Company. Since then, DECU has grown to over 20, 000 members sharing the common bond with those who live, work, worship, attend school, or conduct business in Washington, Waldo, Hancock, Penobscot, Lincoln, Kennebec, Sagadahoc, and Knox Counties.
280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040
We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.
10643 N Frank Lloyd Wright Blvd, Suite 103, Scottsdale, AZ, 85259
Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.