FHA VS Conventional loan programs in 2026 for Eagan, Dakota County, Minnesota

In the year 2026, for Eagan in Dakota county, MN, the maximum limit for a Conventional loan is $726,200. Meanwhile, the FHA loan limit for a single-family house reaches $515,200.

Leverage the Lendersa® Conventional loan calculator to assess today's leading rates available for Conventional, FHA, and USDA loans. Calculate the income, credit levels, reserves, and documentation you need to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping pick the best option in MN tailored to your specific financial scenario.

Examine offers from 100 lenders

2026 Loan Limits & Down Payment Requirements: Eagan, Dakota County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

This comparative table is relevant to zip codes: 55121

Explore Conventional and FHA Loan Paths in Eagan, MN

The aim at Lendersa® is to expedite and simplify securing optimal Conventional, USDA, or FHA loans. You can select from three different approaches to find matching lenders and loan schemes.

Lendersa's visualization of USDA loan requests and their matching outcomes


Eagan Lenders

  • MLP Home Mortgage Inc.
  • 1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
  • Lends in Minnesota
  • At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Kvikstad Mortgage Solutions Inc
  • 2462 Hampshire Court, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • Kvikstad Mortgage Solutions the company in 2004 to provide a better and more personalized option for my clients. As an independent, small business I have very little overhead, so I am able to pass those savings on to my clients. I do not have to charge the same high fees and rates as the banks and other big companies.

  • Gabriel Financial Group Inc
  • 1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • Spectra Home Mortgage
  • 750 South Plaza Drive, Suite 319, Mendota Heights, MN, 55120
  • Lends in Minnesota
  • At Spectra Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • TruStone Financial Credit Union
  • 2772 E 82nd St, Bloomington, MN, 55425
  • Lends in Minnesota
  • Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better.

    Our vision is to create a financial institution that people respect, admire.

  • Gateway Bank MN
  • 745 Market Street, Saint Paul, MN, 55118
  • Lends in Minnesota
  • Mendota Heights-based Gateway Bank was founded in 2004 with a clear vision of what a community bank should be. And we remain committed to conducting every transaction with that vision in mind. We believe that our community is defined by the individuals and businesses within it. We offer competitive personal and business products and services.

  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Lends in Minnesota
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact

  • Edina Realty Mortgage
  • 735 Cleveland Ave S, Saint Paul, MN, 55116
  • Lends in Minnesota
  • At Edina Realty, we believe that an informed buyer or seller is an empowered one. We offer as much information online as possible, and our agents can fill in the gaps that data can’t provide by offering insights you can use throughout the home buying or selling process in Minnesota and western Wisconsin.

  • Heartland Credit Union - Minnesota
  • 5500 South Robert Trail, Inver Grove Heights, MN, 55077
  • Lends in Minnesota
  • Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.