FHA VS Conventional loan in Bloomington, Hennepin County, Minnesota

In 2025, the conventional loan limit in Bloomington, Hennepin county, MN is $726,200, whereas the FHA limit for a single-family property is $515,200.

Use the Lendersa® Conventional loan calculator to compare top rates today for Conventional, FHA, and USDA loans. Determine the income, credit, and reserves necessary to qualify. Our advanced calculator allows side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options, facilitating the decision on the best program for your financial situation in MN.

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2025 Loan Limits and Down Payment Requirements in Bloomington, Hennepin, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

Applicable to these zip codes: 55425, 55420, 55431, 55437, 55438

Conventional and FHA Loan Options in Bloomington, MN

Lendersa® aims to rapidly secure the ideal Conventional, USDA, or FHA loan for you. Start with one of three paths that align with suitable lenders and loan programs.

Explore results from Lendersa USDA loan request


  • StrongTower Mortgage
  • 5350 N. Academy Blvd, Suite 205, Colorado Springs, CO, 80918
  • Our mission is very simple. Treat people the way you want to be treated. Proverbs 18:10 says “The name of the Lord is a strong tower: the righteous man runneth into it, and is safe. Strong-Tower truly wants everyone we work with to feel safe and understand that we will always be honest in our interaction.
  • Monumental Mortgage LLC
  • 1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Colorado Home Mortgage & Financial Ltd
  • 5555 Erindale Dr, Suite 206, Colorado Springs, CO, 80918
  • Colorado Home Mortgage & Financial Ltd. is your source for a variety of HOME LOAN FINANCING OPTIONS. Located in Colorado Springs, CO, We SPECIALIZE in VA, CONVENTIONAL, FHA, JUMBO and NON-PRIME FINANCING! Whether you’re buying a home or refinancing your current mortgage, the experts at Colorado Home Mortgage & Financial Ltd. are here for you.
  • Integrity Mortgage & Financial Inc.
  • 5528 Library Ln, Colorado Springs, CO, 80918
  • Integrity Mortgage & Financial Inc, located in Colorado Springs, CO was founded in March 2002 by Russell Rowe. We are a mortgage banker and are licensed in both Colorado and New Mexico. Leveraging the extensive experience of its senior management and loans officers, Integrity Mortgage & Financial Inc offers a broad range of loan products
  • Diversified Lending
  • 5350 N Academy Blvd, Suite 204, Colorado Springs, CO, 80918
  • Jerry started Diversified Lending in 2005 as a response to a need for open, competitive, transparent lending practices. His business has steadily grown through referrals, partnerships with local professionals, and word-of-mouth. His home loan practices are diligent and thorough, and he strives to serve as best mortgage broker in town.
  • Vision Home Loans
  • 6208 Lehman Dr, Suite 202, Colorado Springs, CO, 80918
  • At Vision Home Loans, you will be working directly with Mike or Sandy to complete your loan. We make the process simple for you, complete all paperwork, and keep you up-to-date every step of the way. We are here to answer any questions and make the loan process as stress-free as possible.
  • Springs Home Mortgage
  • 5585 Erindale Dr, Suite 201, Colorado Springs, CO, 80918
  • Springs Home Mortgage offers full mortgage services to help buyers be comfortable with their financial decisions when buying a house or condo. We’ll enthusiastically help get you pre-approved. Getting approved ahead of time will simplify your home search. When you find the right home and place your bid, the seller will know you are ready.
  • Security State Bank
  • 402 Broadway, Cheyenne, OK, 73628
  • Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.
  • 5Star Bank
  • 455 W Paine St, Building 1485, Colorado Springs, CO, 80914
  • 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans. With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines
  • First State Bank
  • PO Box 827, Anadarko, OK, 73005
  • First State Bank, Anadarko was established in 1909. The bank has grown every year since that time and continues to grow today. After all those years we are still the only "locally" owned bank in this community. The banking industry has changed a lot over these many years and we have changed to face the electronic age head on,
  • Cooperative Employees Credit Union
  • 701 NE 7th Street, Anadarko, OK, 73005
  • Cooperative Employees’ Credit Union (CECU) conducts business for the benefit of its member-owners. CECU provides a full spectrum of quality financial products that create opportunities for its members’ financial growth and stability. The Credit Union will earn and be worthy of our members’ trust by being fair, empathetic
  • EQUITY LENDING GROUP INC
  • 307 West New Castle Street, Zelienople, PA, 16063
  • Equity Lending Group, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you