FHA VS Conventional loan programs in 2026 for Bloomington, Hennepin County, Minnesota
In 2026, the conventional loan limit in Bloomington, Hennepin county, MN is $726,200, whereas the FHA limit for a single-family property is $515,200.
Use the Lendersa® Conventional loan calculator to compare top rates today for Conventional, FHA, and USDA loans. Determine the income, credit, and reserves necessary to qualify. Our advanced calculator allows side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options, facilitating the decision on the best program for your financial situation in MN.
2026 Loan Limits and Down Payment Requirements in Bloomington, Hennepin, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$515,200
3.5%
Applicable to these zip codes: 55425
Conventional and FHA Loan Options in Bloomington, MN
Lendersa® aims to rapidly secure the ideal Conventional, USDA, or FHA loan for you. Start with one of three paths that align with suitable lenders and loan programs.
Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better.
Our vision is to create a financial institution that people respect, admire.
Toro Federal Employees Credit Union offers comprehensive financial services to Toro employees who live in the United States, as well as their immediate family members. Immediate family members include: spouses, children, stepchildren, parents, grandparents, grandchildren, brothers and sisters.
8053 East Bloomington Freeway, Suite 300, Bloomington, MN, 55420
Lends in Minnesota
Superior Financing, Inc. is a small independent brokerage firm with national investor alliances for favorable (enhanced) pricing. Superior Financing, Inc. utilizes state of the art industry leading software and technology for streamline applications, processing and underwriting for a smooth process and enjoyable experience.
1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
Lends in Minnesota
At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
Lends in Minnesota
We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.
Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
Lends in Minnesota
At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.
Kvikstad Mortgage Solutions the company in 2004 to provide a better and more personalized option for my clients. As an independent, small business I have very little overhead, so I am able to pass those savings on to my clients. I do not have to charge the same high fees and rates as the banks and other big companies.
1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
Lends in Minnesota
Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
