FHA VS Conventional loan programs in 2025 for Crookston, Polk County, Minnesota

In 2025, the limit for conventional loans in Crookston, located within the county of Polk, MN, is $726,200, while the FHA loan limit for a single-family residence is $472,030.

With Lendersa®'s Conventional loan calculator, you can compare today's optimal rates between Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documents for eligibility. Our sophisticated mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you to decide which program is optimal for your financial situation in MN.

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2025 Loan Limits and Down Payment Requirements in Crookston, County of Polk, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 56716

Available Conventional and FHA Loan Options in Crookston, MN

Lendersa® aims to connect you with the best Conventional, USDA, or FHA loans quickly and with ease. Choose one of three starting points to find matching lenders and tailored loan programs.

Lendersa USDA loan request and matching results


  • River Valley AgCredit
  • 408 East Broadway, Mayfield, KY, 42066
  • River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1916. We serve Western Kentucky as well as 12 counties in Tennessee with a total of 14 Service Centers conveniently located to serve you. We have more than $475 million in loans outstanding to more than 5, 000 members
  • Kennett National Bank
  • 805 First Street, Kennett, MO, 63857
  • Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
  • Wayne Savings Community Bank
  • 151 North Market Street, Wooster, OH, 44691
  • Wayne Savings Community Bank was established in 1899 and is headquartered in downtown Wooster. Throughout our long history and many economic cycles, we have enjoyed a reputation for stability, safety and soundness, and community service. We are dedicated to providing quality, personal customer service & affordable loans to families and businesses.
  • Bank of Eufaula Eufaula
  • 102 N. Main St., Eufaula, OK, 74432
  • Bank of Eufaula is a 100 year old community bank located in Eufaula, Oklahoma, home of the beautiful Lake Eufaula. We are a full service bank focusing our attention on serving the needs of the residents of the Eufaula City and Lake Areas, and also the McIntosh County, Northern Pittsburg County, and Western Haskell County areas.
  • First Community Bank Arkansas
  • 1325 Harrison Street, 2nd Floor, Batesville, AR, 72501
  • First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.
  • LIGHTHOUSE MORTGAGE LLC
  • 9204 Taylorsville Rd, Suite 214, Louisville, KY, 40299
  • We are Brokers. Not married to 1 specific bank or product line. We work with wholesale lenders nationwide. The general public doesn't have access to these lenders. You must be a wholesale broker. Lucky for you, we are. We consistently get clients the best mortgages available. We are committed to making getting a mortgage easy.
  • Robinson Mortgage Group LLC
  • 1500 Envoy Circle, Suite 1508, Louisville, KY, 40299
  • Robinson Mortgage Group's Mission is to provide residential mortgage services in Kentucky with openness, reliability, and resourcefulness. As a professional agency, Robinson Mortgage Group strives to know more about our vocation than the competition, while educating and enriching others.
  • Park Community Credit Union
  • 2515 Blankenbaker Pkwy., Louisville, KY, 40299
  • Park Community was established in 1965 to serve the employees of General Electric’s Appliance Park in Louisville, Kentucky, hence the name “Park” Federal Credit Union. Park continued to grow over the years, serving GE employees in other states and eventually expanding services to over 500 Select Employment Groups (SEGs).