FHA VS Conventional loan programs in Thief-River-Falls, Pennington County, Minnesota
For 2026, the conventional loan limit in Thief-River-Falls, located in Pennington county, MN, is $647,200. Meanwhile, for a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans available today. Evaluate the required income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage tool lets you see Conforming Conventional, USDA, FHA, and VA loans alongside each other, assisting in choosing the right program in MN for your financial situation.
2026 Loan Limits and Down Payment Requirements in Thief-River-Falls, Pennington, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the zip codes: 56701
Explore Conventional and FHA Loan Options in Thief-River-Falls, MN
Lendersa® aims to promptly connect you with the best possible Conventional, USDA, or FHA loan without any hassle. Choose one of the three available starting points to find matching lenders and loan programs tailored to your needs.
Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.
Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
Border Bank has proudly served residents and businesses providing friendly, personalized service that is focused on its customers. The bank has ten locations across Minnesota and North Dakota to serve its customers Badger, Baudette, Clearbrook, Coon Rapids, Fargo, Greenbush, International Falls, Middle River, Roseau, and Thief River Falls.
Mid Minnesota Federal Credit Union serves all of Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties. If you live, work, worship, or attend school in any of these geographic regions, or are a relative of someone who live, works, worships, or attends school in these areas, you are eligible for membership.
