FHA VS Conventional loan programs in 2025 for Hermantown, St. Louis County, Minnesota

In 2025, Convetional loan limit in Hermantown, county of St. Louis, MN is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MN is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Hermantown, county of St. Louis, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 55814, 55810, 55811

Conventional and FHA loan options in Hermantown, MN

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • FundFast Network
  • 220 W Alabama St, Suite 106, Houston, TX, 77006
  • A commercial mortgage is a mortgage loan granted to different type of businesses secured by commercial property. Commercial loans are available for both owner-Occupied and investor properties, including office building, shopping center, industrial warehouse, or apartment complex. Borrowers can have up to 90% commercial financing.
  • Caroline Lending
  • 24 Greenway Plaza, Houston, TX, 77027
  • Founded in 2012, Caroline Lending focuses on providing fast and easy financing solutions for real estate investors. We have financed thousands of property rehabs in various counties and states around the country. We have also financed many new construction projects as well as bridge loans on commercial properties.
  • Priority Investor Loans
  • 3100 Weslayan St, Houston, TX, 77027
  • PIL is a private lender formed in 2008 by Geoffrey Giering and Dimitri Ang. PIL issues bridge loans for the acquisition and rehabilitation of distressed residential, multifamily, and commercial real estate, as well as to provide opportunistic financing for real estate development and construction in Texas. These loans finance a borrower’s “fix and
  • Gold Quest Group LLC
  • 1001 West Loop South, Suite 803, Houston, TX, 77027
  • Gold Quest Group, LLC.™ We are a full service Residential, Commercial, and direct Hard Money lender and Brokerage Firm. WE LITERALLY HAVE EVERY SINGLE AVAILABLE MORTGAGE PRODUCTS WITH GREAT RATES IN THE MARKET: FHA, VA, FANNIE MAE, FREDDIE MAC, USDA, SBA and Hard Money Loans. We have available as well, all type of GRANT PROGRAMS for first time
  • ZeusLending
  • 3104 Edloe Street, Suite 210, Houston, TX, 77027
  • ZeusLending.com is ranked as one of the fastest growing companies in the United States by Inc. Magazine and the Houston Business Journal. Our team of experts is regularly interviewed by ABC, CBS, FOX, CNN, and Bloomberg News on the real estate and mortgage markets. This knowledge and influence ultimately translates
  • ODYSSEY MORTGAGE CORPORATION
  • 2500 West Loop S, Suite 300, Houston, TX, 77027
  • Our mortgage professionals have the knowledge and experience to get your loan closed fast, and at the lowest rate possible. Our goal is to make the loan process streamlined. and we keep our clients informed every step of the way. At Odyssey Mortgage, we care about you. We're not like the banks - we provide personal attention
  • Secure Mortgage Company
  • 2500 West Loop South, Suite 250, Houston, TX, 77027
  • Secure Financial Services, Inc. d/b/a Secure Mortgage Company is a mortgage company that primarily services the Greater Houston home loan market place, including Houston, Sugarland, Katy, Galveston, Conroe, and all points in-between. We are licensed throughout Texas and we are also licensed to do loans in Washington state and Colorado.
  • Republic State Mortgage Co.
  • 815 Hawthorne Street, Houston, TX, 77006
  • Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home lending options through an experience that leaves you comforted.