Explore the differences! FHA VS Conventional loan programs in Rice-Lake, St. Louis County, Minnesota

As of 2025, the conventional loan ceiling in Rice-Lake, located in St. Louis county, MN is set at $647,200, while for a single-family residence, the FHA limit reaches $420,680.

Leverage the Lendersa® Conventional loan calculator to compare today’s best Conventional, FHA, and USDA rates. This tool reveals the necessary income, credit, reserves, and documentation to qualify. View Conforming Conventional loans closely alongside USDA, FHA, and VA to determine which MN program most suitably matches your financial situation.

Explore competing loan offers from a hundred lenders

Loan limits and down payment requirements for 2025 in Rice-Lake, St. Louis county, MN

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The above comparison is applicable for zip codes: 55803

Conventional and FHA mortgage solutions in Rice-Lake, MN

The mission of Lendersa® is to swiftly and effortlessly provide you with the most favorable Conventional, USDA, or FHA mortgage options. Start with any of the three paths provided to find aligned lenders and financing programs.

Lendersa USDA loan inquiry and match results


  • Claremont Savings Bank
  • 145 Broad Street, Claremont, NH, 03743
  • Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.
  • TMC Equities Inc
  • 29 Marble Avenue, 2nd Floor, Pleasantville, NY, 10570
  • TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
  • Excel Federal Credit Union
  • 5070 Peachtree Industrial Blvd, Norcross, GA, 30071
  • Our story begins on April 28, 1952 when we received our charter under the name of Atlanta GSA Federal Credit Union. We were founded to serve the federal government employees of the General Service Administration (GSA). Over the years, we have made over 400 additions to our original charter through mergers and new SEGs. In 1996,
  • Homeland Financial
  • 2030 Beaver Ruin Rd, Norcross, GA, 30071
  • We believe everyone deserves to own their home. We can help you get there. Choosing the right lender is a key element to managing your mortgage. As mortgage professionals, our goal is not only to provide you with a loan, but also to help you select the one most beneficial to you and your long-term goals.
  • Bank of Commerce
  • 3113 S 25th E, Idaho Falls, ID, 83406
  • The Bank of Commerce. We are looking for enthusiastic, customer service oriented individuals to join our workforce. The Bank of Commerce offers many opportunities for personal growth and professional advancement. Apply Online today to join our team at the best bank in Southeastern Idaho and Western Montana
  • NVE Bank
  • 76 Engle Street, Englewood, NJ, 07631
  • NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
  • Kennedy Funding
  • 267 South Dean Street, Englewood, NJ, 07631
  • Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
  • B Naman Consulting Inc
  • 245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
  • Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.
  • CLARITY ONE RICH GROUP LLC
  • 285 W WIEUCA RD NE 4294, ATLANTA, GA, 30342
  • CLARITY ONE RICH GROUP LLC excels in simplifying financial empowerment. Led by industry expert Ezekiel Williams, our dynamic firm is committed to transforming your financial journey. Harness our expertise to unlock smart investment strategies and insightful financial guidance. Connect with us today to embrace clarity and success in your financial p
  • Katz Mortgage Team
  • 800 Johnson Ferry Rd, Atlanta, GA, 30342
  • We are a direct lender and are approved as a seller and servicer by the Federal National Mortgage Association (Fannie Mae) and the Government National Mortgage Association (Ginnie Mae). We operate as a Federal Housing Administration (FHA) Direct Endorsement Lender and a Veterans Administration (VA) authorized underwriter.
  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
  • Embassy National Bank
  • 1817 North Brown Rd, Lawrenceville, GA, 30043
  • Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b