FHA VS Conventional loan programs in 2025 for Proctor, St. Louis County, Minnesota

As we progress through 2025, the conventional loan limit for a single-family home in Proctor, situated within St. Louis county in MN, is set at $726,200. At the same time, the FHA limit is defined at $472,030.

Explore today's best rates for Conventional, FHA, and USDA loans using the Lendersa® Conventional loan calculator. It helps you assess the income, credit, reserves, and documents required for qualification. By juxtaposing Conforming Conventional loans with USDA, FHA, and VA options using our advanced mortgage calculator, you can choose the ideal program for your financial needs in MN.

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2025 Loan Limits and Down Payment Requirements in Proctor, St. Louis, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 55810

Conventional and FHA Loan Options in Proctor, MN

The mission of Lendersa® is to help you swiftly secure the best possible Conventional, USDA, or FHA loan effortlessly. Start by selecting one of three routes that lead to finding matching lenders and suitable loan programs.

Outcomes from Lendersa USDA loan requests


  • Blue Dolphin Capital, Inc.
  • 7320 E. Fletcher Ave., Tampa, FL, 33637
  • Blue Dolphin Capital is a mortgage brokerage that specializes in residential and commercial loans. As a company, we understand the benefits of new technology and work closely with some of the most innovative lenders in the industry, to provide an array of loan programs that can best suit our clients. As a leader
  • i3 Lending
  • 3836 Humphrey St., Tampa, FL, 33614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American Residential Mortgage LLC
  • 215 Celebration Place, Suite 520, Celebration, FL, 34747
  • At American Residential Mortgage we offer a variety of loan programs that can help you achieve your goals whether you are looking to buy, build, or refinance your home. This gives us the advantage of being able to provide a great rate and a program that fits each of our clients individual requirements.
  • Sunland Capital Mortgage Corporation
  • 708 Mulberry Ave, Kissimmee, FL, 34747
  • As your full-service mortgage brokerage company, Sunland Capital Mortgage Corporation works one-on-one with you to get your borrowers' loans approved and closed on-time. Sunland Capital Mortgage Corporation is a mortgage brokerage with ultra-competitive rates and in-depth knowledge of the regional mortgage scene.
  • Simons & Leoni Home Loans, LLC
  • 741 Front St# 130, Celebration, FL, 34747
  • Simons & Leoni Home Loans, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Lending Arizona, LLC
  • 3531 North Pantano Road, Tucson, AZ, 85750
  • Lending Arizona, LLC Full Service Mortgage Broker-Lending Arizona LLC is a full service mortgage broker serving the Tucson, AZ area. For over 15 years lending Arizona, llc has been helping simplify the home mortgage loan process from start to finish. We have the tools to help you find the right mortgage rate, loan.
  • Madera Financial
  • 6890 E Sunrise Dr, Suite 120, Tucson, AZ, 85750
  • Madera Financial, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family.
  • Drexel Funding LLC
  • 1900 South Puget Dr, Suite 203, Renton, WA, 98055
  • Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.