FHA VS Conventional loan in Cloquet, Carlton County, Minnesota

In 2025, Convetional loan limit in Cloquet, county of Carlton, MN is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MN is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Cloquet, county of Carlton, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 55720

Conventional and FHA loan options in Cloquet, MN

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Forthright Funding Corporation
  • 23150 North Pima Road, Suite 1A, Scottsdale, AZ, 85255
  • "At Forthright Funding, we don’t measure ourselves on how many loans we close. We measure ourselves based on the values that created this company – integrity, respect, and service. With these values as our North Star, Forthright Funding has built a proud family of colleagues setting the standard of trustworthiness to help facilitate"
  • Blake Mortgage
  • 17470 N Pacesetter Way, Suite 124, Scottsdale, AZ, 85255
  • Blake Mortgage embraces the core values set forth by the company’s founder, Harry Blake Panosian, and approaches every client and transaction with high standards of professionalism, loyalty, and integrity. We work diligently with our clients and value constant communication with the client as well as their realtor.
  • CREST MORTGAGE, INC.
  • 8700 E Vista Bonita Dr, Suite 260, Scottsdale, AZ, 85255
  • "Crest Mortgage, Inc. NMLS 1712689 Residential Mortgage Lending, First Time Home Buyers, Reverse Mortgages, Conventional Loans, Jumbo Loans, ARM, Fixed Rate, 40 Year Mortgage, VA, FHA Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them"
  • KHoward Mortgage Team
  • 2913 N Power Rd, Suite 108, Mesa, AZ, 85215
  • "With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. Through working with Union Home Mortgage, a Direct Lender,"
  • Trusted Lending Center
  • 2929 North Power Road, Mesa, AZ, 85215
  • We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.
  • Integrity Home Mortgage LLC
  • 16626 E Avenue Of The Fountains, Suite 103, Fountain Hills, AZ, 85268
  • With mortgage financing as very complex as it is, Integrity Home Mortgage LLC aims to ensure that your home financing is made as easy as possible. Whether you are purchasing a new home, refinancing an existing home to a lower rate, consolidating debt, we at Integrity Home Mortgage LLC
  • Discount Mortgage Advisors
  • 16810 East Ave Of The Fountains, Fountain Hills, AZ, 85268
  • At Discount Mortgage Advisors, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • TOP Funding
  • 16114 East Powderhorn Drive, Fountain Hills, AZ, 85268
  • Top Funding specializes in purchase, refinance and investor loans. We provide loans for home purchases and refinances while supporting all residential property types. Whether it’s your primary residence, a secondary residence or an investment property we have you covered. Top Funding utilizes industry-leading technology to maximize
  • Desert Creel Mortgage, LLC
  • 16810 E. Avenue of the Fountains, Suite 214, Fountain Hills, AZ, 85268
  • Bill McKellips and Dan Fann have been in the mortgage industry for over 15 years. They combined efforts and began Desert Creek Mortgage in 2004. They are committed t dealing openly and honestly with their customers. Getting a mortgage can be confusing and overwhelming. Desert Creek wants to make it as easy and painless as possible.