In 2026, the conventional loan limit for Duluth in St. Louis county, MN, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize Lendersa®'s Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA options. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to aid in choosing the best option for your specific financial circumstances in MN.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
This table applies to these zip codes: 55803, 55802, 55805, 55804, 55808, 55810, 55811, 55812, 55807, 55806, 55815, 55816
The Lendersa® mission is to quickly deliver the most suitable Conventional, USDA, or FHA loans without hassle. Choose one of three initial options that guide you to compatible lenders and loan programs.
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