FHA VS Conventional loan in Worthington, Nobles County, Minnesota

For 2026, the Conventional loan limit for Worthington, in Nobles county, MN, is $726,200. The FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans, and determine the income, credit, reserves, and documents necessary for qualifying. Our advanced calculator juxtaposes Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the ideal program for your situation in MN.

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Loan Limits and Down Payment Requirements for 2026 in Worthington, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Relevant for zip codes: 56187

Available Conventional and FHA Loan Options in Worthington, MN

The Lendersa® objective is to efficiently provide the best Conventional, USDA, or FHA loan without hassle. Choose from three starting options to find matching lenders and programs.

Detailed USDA loan request and matching results from Lendersa


Worthington Lenders

  • FIRST STATE BANK SOUTHWEST
  • 1433 Oxford Street, Worthington, MN, 56187
  • Lends in Minnesota
  • At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers.

    The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.

  • LaPorte Group, Inc.
  • 614 2nd St, Jackson, MN, 56143
  • Lends in Minnesota
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
    We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family

  • United Prairie Bank
  • 1141 3rd Ave, Mountain Lake, MN, 56159
  • Lends in Minnesota
  • United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie