FHA VS Conventional loan programs in 2025 for Windom, Cottonwood County, Minnesota

In 2025, Convetional loan limit in Windom, county of Cottonwood, MN is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MN is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Windom, county of Cottonwood, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 56101

Conventional and FHA loan options in Windom, MN

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Sterling Pacific Financial
  • 1205 Freedom Boulevard, Suite #2, Watsonville, CA, 95076
  • Sterling Pacific Financial is a leader in trust deed investing – a simple means for individuals and organizations to invest in real estate loans, earning high returns without proportionately high risk. Led by an investment team of experienced real estate and financial professionals.
  • Veridian Mortgage
  • 2975 Bowers Ave, Suite 315, Santa Clara, CA, 95051
  • We provide options & customized loan solutions for 1-4 unit residential purchase & refinance mortgages. Our goal is to zealously represent the consumer while collaborating and communicating with multiple parties, during a transparent process, in order to make sound, well-informed decisions in pursuit of your financial & homeownership dreams because
  • URI Financial, Inc
  • 3400 El Camino Real, Suite 6, Santa Clara, CA, 95051
  • URI Financial have been provided Real Estate & Mortgage Lending services in Bay area since 1988. URI Financial, Inc. understands the importance of low interest rates when looking for financing. So we provide competitive wholesale interest rates that are generally lower than those you obtain at local retail lenders.
  • Golden Century Financial Services
  • 2185 Glenkirk Drive, San Jose, CA, 95124
  • Golden Century Financial Services As a broker and owner of the Golden Century Financial, Sam Kahlil helps clients save 15 years or more on their mortgages – amounting to tens of thousands of dollars saved on interest! Sam is up-to-date on all financial training and continuing education courses required by the industry
  • Advante Real Estate
  • 4675 Stevens Creek Boulevard, Suite 240, Santa Clara, CA, 95051
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • American Pacific Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.
  • Cedar Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
  • Stonecrest Financial
  • 4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
  • Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
  • North Street Finance, LLC
  • 1901 Harrison St, Suite 1100, Oakland, CA, 94612
  • Since 2016, North Street has closed nearly $100 million of loans with a select number of experienced investors largely based in the San Francisco Bay Area. We are dedicated to being your preferred capital partner and are focused on providing creative and flexible solutions that will help you grow your business.
  • Citi Capital Mortgage
  • 300 Frank H. Ogawa Plaza, Suite 250, Oakland, CA, 94612
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DCI Mortgage & Investment
  • 4100 Moorpark Ave. Suite 216, San Jose, CA, 95117
  • DCI is a Silicon Valley mortgage broker and lender. Along with competitive rates, DCI provides some of the most flexible loan terms in the industry. DCI focuses on helping people and business finance property outside of the traditional routes. We have many sources of investment and funding.
  • Global Business Financial Investments, Inc.
  • 1375 Gateway Blvd, Suite 40, Boynton Beach, FL, 33426
  • Global Mortgage is a leader in the Industry serving the entire state of florida with over 100 years in combine experience having billions of dollars in financial backed assets from the nations largest mortgage investors with the lowest rates to make homeownership possible for all.We pride ourselves on excellent service.