FHA VS Conventional loan in Windom, Cottonwood County, Minnesota
In the year 2026, the maximum Conventional loan limit in Windom, located within Cottonwood county, MN, is $726,200. Meanwhile, the FHA loan limit for a single-family home is set at $472,030.
With the help of Lendersa® Conventional loan calculator, you can compare today's leading rates among Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are necessary to qualify. Our state-of-the-art mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA loans, presenting them side by side to guide your decision on the best program for your financial needs in MN.
2026 Loan Limits and Down Payment Requirements in Windom, Cottonwood, MN
Type of Loan
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for zip codes: 56101
Available Loan Options: Conventional and FHA in Windom, MN
Lendersa® strives to provide you with the optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Select from three different approaches that lead to matched lenders and loan programs tailored to your needs.
United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie
"When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family
At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers.
The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank.
With 89 years of banking excellence, The Wanda State Bank has experience you can count on.
First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
At Americana Community Bank! You’ll find that we are the bank that provides excellent, friendly, down-to-earth service while actively participating in and supporting the communities we serve. Though our name has changed over the past 100 years, our knowledge, dedication and excellent service have been constant.
SouthPoint Financial Credit Union is open to all people who live, work, worship, attend school in, have business and other legal entities located within the areas of Blue Earth, Brown, Carver, Faribault, Freeborn, Kandiyohi, Le Sueur, Lyon, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Rice, Scott, Sibley, Steele, Waseca, and Wright.
At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.
