For the year 2026, the limit for conventional loans in Bemidji, within the county of Beltrami, MN, is $726,200. The FHA limit for a single-family home, on the other hand, is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA options. It helps you understand the income, credit, reserves, and documents needed for qualification. This advanced calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the right program for your financial needs in MN.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table comparison is applicable to these zip codes: 56601
The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loans efficiently and without hassle. Choose from three initial steps that lead to matched lenders and loan programs tailored to your needs.
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