FHA VS Conventional loan in Bemidji, Beltrami County, Minnesota

For the year 2026, the limit for conventional loans in Bemidji, within the county of Beltrami, MN, is $726,200. The FHA limit for a single-family home, on the other hand, is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA options. It helps you understand the income, credit, reserves, and documents needed for qualification. This advanced calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the right program for your financial needs in MN.

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2026 Loan Limits and Downpayment Requirements in Bemidji, Beltrami County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table comparison is applicable to these zip codes: 56601, 56619

Explore Conventional and FHA Loan Options in Bemidji, MN

The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loans efficiently and without hassle. Choose from three initial steps that lead to matched lenders and loan programs tailored to your needs.

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  • Barb Spitzock - EPiQ Lending Mortgage Loan
  • 123 N. Lake Ave, Suite 102, Pasadena, CA, 91101
  • At EPIQ Lending, our goal is to guide you through the mortgage process and get you into a home, not just any home but the one that you envisioned under the right financial terms. We iron out the details and formulate solutions to provide you tailor-made financing options. Our methods aren't conventional.

  • Paradace Corporation
  • 680 East Colorado Boulevard, Suite 180, Pasadena, CA, 91101
  • PARADACE offers real estate & loans services. We lend money. We buy, build, & sell houses. We provide construction & remodeling services. PARADACE Luxury Real Estate and Loans was establish to serve the well-to-do and influential customers. Established in 2008. David Sun Owner at Paradace Corporation.

  • Kennedy Capital Corporation
  • 553 South Marengo Avenue, Pasadena, CA, 91101
  • Kennedy Capital Corporation is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios

  • Lazerus Properties
  • 530 S. Lake Ave, Suite 203, Pasadena, CA, 91101
  • Lazerus Properties and Capital is a full-service Real Estate Company dedicated to guiding you in your 30 Year Fixed Rates from 1.99% / 2.210% APR*, Lazerus Properties is a full-service Real Estate Brokerage dedicated to simplifying your Real Estate Purchases, Sales and Lending transactions.

  • Trulending Mortgage Corporation
  • 70 South Lake Avenue, 10th Floor, Pasadena, CA, 91101
  • Trulending Mortgage, a direct lender and full-service home loan solutions company. Founded on a commitment to promote our clients’ long-term financial goals with the highest level of service, integrity and expertise available in the industry. When you’re purchasing a home, there’s a lot going on: emotions, anxiety, excitement, worry, and countless.

  • Axium Mortgage Inc.
  • 225 South Lake Avenue, Suite 300, Pasadena, CA, 91101
  • Axium Mortgage provides financing for residential purchases or refinancing of your existing home loan. Axium Mortgage offers a wide variety of mortgage programs: 15-year, 30-year fixed rate mortgages and or adjustable rate loan options; We strive to provide the best possible financing solutions, based on our clients individual needs.

  • Rate One Financial, Inc.
  • 696 East Colorado Boulevard, Suite 205, Pasadena, CA, 91101
  • Rate One Financial, Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Oak Tree Home Loans and Finance, Inc.
  • 790 East Colorado Boulevard, 9th Floor, Pasadena, CA, 91101
  • We believe homeownership strengthens our communities, cities, and country. We understand buying a house is one of the biggest financial decisions in one’s life. We are committed to providing you with white glove service and guiding you throughout the entire loan process from start to finish

  • Temple View Capital
  • 105 S. Los Robles Ave. Suite 665, Pasadena, MD, 91101
  • Temple View Capital is a national private portfolio lender that offers flexible financing for investors in residential real estate. Founded by entrepreneurs with more than 20 years of residential mortgage and real estate investment experience, Temple View has been at the forefront of innovative product development since its inception.

  • Sierra Capital Mortgage Company
  • 1055 E. Colorado Blvd, Suite 500, Pasadena, CA, 91106
  • Sierra Capital Mortgage has provided clients throughout California the best possible financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.

  • Rose City Realty Inc.
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Rose City Realty, Inc., was founded in 1999 and incorporated in 2001 by Preston Howard, a California mortgage broker and licensed real estate broker, with the mission of providing real estate financing solutions with corporate knowledge – with a personal touch. By building a personal network of non-traditional resources to fund loans

  • Axxess Funding
  • 600 South Lake Avenue, Suite 408, Pasadena, CA, 91106
  • We specialize in residential home loans. We offer many unique home buyer programs and refinance programs to help save you thousands of dollars. We are helpful, experience and focus on providing a great service and value to those who entrust in us. residential home loans. We offer many unique home buyer programs