FHA VS Conventional loan programs in St.-Paul-Park, Washington County, Minnesota

In 2025, Convetional loan limit in St.-Paul-Park, county of Washington, MN is $647,200 while FHA limit is $448,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MN is best for your particular financial situation.

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2025 loan limits and downpayment requirments in St.-Paul-Park, county of Washington, MN

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

The comparison table applies to zip codes: 55071

Conventional and FHA loan options in St.-Paul-Park, MN

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • West Coast Funding & Real Estate Services Inc
  • 4275 Executive Square, Suite 410, La Jolla, CA, 92037
  • We are San Diego's most experienced loan team, give us a call today for a no hassle quote. If you give West Coast Funding an opportunity to earn your business, we will get you the lowest rate available on the mortgage market at no additional cost. We specialize in purchase and refinance loans in California, Arizona, Texas, Florida, and more.
  • Newbegin Funding
  • 5538 La Jolla Boulevard, Suite A, La Jolla, CA, 92037
  • Noah Newbegin has been helping people to finance their dreams since 2004 and is still passionate about helping to make those dreams a reality. Noah graduated with a Degree in Finance from SDSU in 2002 and has over 15 years experience in real estate, finance, and mortgage consultation.
  • Pacific Home Brokers Inc.
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Pacific Home Brokers™ is one of the premier real estate agencies in California. We specialize in working with first time home buyers and investors. We also have a background in residential financing and use this knowledge to help our clients understand the financing aspect of purchasing a home.
  • The Christopher Company
  • 6128 Waverly Avenue, La Jolla, CA, 92037
  • The Christopher Company With over eighty years of combined experience in professional real estate and mortgage services, the staff at the Christoper Company has the tools and knowledge to guide you through the entire lending process. We know that the mortgage process can be complex and stressful, let our team help you navigate those waters.
  • Polo Financial Group Inc
  • 1224 Prospect, Suite 150, La Jolla, CA, 92037
  • Mortgage Services all California. Real Estate services Southern California. Multiple discounts for using both. Conventional, jumbo, VA, FHA and Multi family, most with No out of pocket cost. 30% Real Estate commission refund for allowing us to represent you and no lender and appraisal fees on your loan side. Serving Californians since 1989.
  • Elite Commercial, Inc
  • 4225 Executive Square, Suite 600-C34, La Jolla, CA, 92037
  • Elite Commercial, Inc. is a New Age commercial real estate (CRE) company bridging the gap between traditional brokerage services and innovative technologies. We offer Brokerage Services, CRE and Business Financing, Fintech, Private Lending, and Portfolio Asset Management. Our company embraces change in an evolving commercial real estate
  • Americas Finest City Lending
  • 888 Prospect Street, Suite 200, La Jolla, CA, 92037
  • AFC Lending is your personalized, full service lending team, dedicated to providing you with your very best options for all real estate loans. Our highly trained team of loan officers and loan processors pride themselves on fully supporting and representing each client in analyzing and choosing the right loan, for the right project.
  • Inner Core Capital
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • We are a direct private money lender throughout California for residential and commercial property loans. We can close your loan within a week of receiving a complete loan application. Get a quote right away by filling out the loan application or contacting us by phone. Our full time professional team of seasoned escrow.
  • Straight deal mortgage
  • 300 PCH STE 405, Huntington Beach, CA, 92648
  • Discover home financing made easy with Straight Deal Mortgage! As a comprehensive Mortgage Brokerage, we connect you to a myriad of wholesale lenders, presenting a range of mortgage options tailored to your requirements. Rest assured, we're here to guide you in finding your ideal mortgage, ensuring you feel right at home with a trusted lender.
  • The Wright Loans
  • 2100 Main St, Suite 255, Huntington Beach, CA, 92648
  • At The Wright Loans, our commitment to transparency and educating the client separates us from our competitors. Our communication and negotiating skills are paramount to the value we create for his clients. As a referral business, the client’s satisfaction is the #1 priority. United American Mortgage Co is a full servimortgage Banker
  • Dove Lending Group Inc
  • 20422 Beach Blvd, Suite 305, Huntington Beach, CA, 92648
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • J&J Coastal Lending
  • 214 5th Street, Suite 205, Huntington Beach, CA, 92648
  • Our uncompromising integrity & dedication leads us to exceed customer expectations in all we do. You & your mortgage is our sole focus, & we make this process simple, fast & fun! It’s our promise to you. Working directly with Fannie Mae, Freddie Mac, (FHA & VA), & other portfolio mortgage loan programs. we’re able to provide the perfect mortgage.