Explore the differences! FHA VS Conventional loan programs in St.-Paul-Park, Washington County, Minnesota

In 2026, the Conventional loan limit in St.-Paul-Park, located in Washington County, MN, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $448,500.

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Take advantage of the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to guide you in selecting the most suitable program in MN for your financial needs.

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2026 Loan Limits and Downpayment Requirements in St.-Paul-Park, Washington County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

This comparison table applies to the following zip codes: 55071

Explore Conventional and FHA Loan Options in St.-Paul-Park, MN

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan options quickly and hassle-free. Choose one of three paths to connect with lenders and loan programs tailored to your requirements.

  1. Submit a comprehensive request for optimizing Conventional/USDA/FHA loans
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  3. Explore the extensive database of Conventional lenders
Lendersa USDA loan request and matching results



  • Firm Foundation Finances Inc
  • 4345 East Lowell Street, Suite N, Ontario, CA, 91761

  • The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.

  • Apple Financial Network
  • 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761

  • BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.

  • Blisss Life Enterprises
  • 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761

  • "The Blisss Life Agency, a full-service mortgage and residential real estate brokerage offering a first class experience.
    Blisss Life, a wealth building brand dedicating to educating African American millennials learn to respect money so that they can live a financially free, blisssful life."

  • CalShield Home Loans Inc
  • 3200 E Guasti Rd Ste 100, Ontario, CA, 91761

  • The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.Nicholas Wright is the owner of CalSHIELD Home Loans.

  • Golden Empire Mortgage
  • 3281 Guasti Rd, Ontario, CA, 91761

  • Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders


  • California Financial Center
  • 3200 East Guasti Road, Ontario, CA, 91761

  • California real estate and mortgage industries since 2001 and have successfully helped 100s of clients buy & finance their homes. Since the crash of the real estate market at the end of 2006 we've also had to adapt to the changing market helping many people successfully short sell their homes to avoid foreclosure

  • Chaffey Federal Credit Union
  • 1024 W Foothill Blvd, Upland, CA, 91786

  • Chaffey Federal Credit Union (CFCU) has provided personal financial solutions and quality service since 1964. As a not-for-profit, federally chartered, full service financial institution owned entirely by our members, our main objective is to help our member/owners achieve and maintain financial well-being.

  • Colonial Mortgage
  • 322 N Mountain Ave, Upland, CA, 91786

  • Colonial Mortgage We are an equal opportunity lender. To ensure everyone has a shot at getting the resources they need, we offer various financial products to fit a diverse range of needs. Some of these include FHA, Conventional, Jumbo, and ITIN. Whatever your situation may be, talk to us, we may have the solution you are looking for.

  • Four Clover Homes Inc
  • 1424 North 13th Avenue, Upland, CA, 91786

  • Four Clover Homes, your satisfaction is our number one priority. Count on us to give you the industry leading rates up front and help you choose which loan suits your needs. Due to our amazing up front rates, we know that you'll be satisfied. Call us today and take the first step to owning your dream home.

  • Crown Castle Mortgage & Realty
  • 1231 North Redding Way, Upland, CA, 91786

  • Crown Castle Mortgage Realty has since grown to become one of the new leading and most trusted real estate agencies in Southern California. Our business is based on the principles of Transparency, Tenacity and Trust and these are apparent in our business model, and our day to day operations.

  • Tri-Star Home Loans
  • 2335 Foothill Boulevard, Suite 5, Upland, CA, 91786

  • Tri-Star Home Loans opened it's doors at the current Upland location in 2004. In 2005, through hard work and an excellent standing with our multiple bank sources, we obtained our FHA approval. Tri-Star continued to grow and was able to sustain the massive changes to the economy and mortgage market due to our dedication

  • TDR Mortgage
  • 188 E D Street, Upland, CA, 91786

  • TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, VA loans, FHA loans, Jumbo loans, conventional loans, reverse loans, first time buyer home loans, USDA loans, CalHFA loans. We serve southern California.
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