FHA VS Conventional loan programs in Cottage-Grove, Washington County, Minnesota
In 2025, the limit for conventional loans in Cottage-Grove, in the county of Washington, MN, is set at $647,200, whereas the FHA limit for a single-family home is $448,500.
Take advantage of the Lendersa® Conventional loan calculator to evaluate today’s foremost rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents to qualify. Using our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in MN is best for your specific financial situation.
Loan Limits and Down Payment Requirements for 2025 in Cottage-Grove, Washington, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$448,500
3.5%
This table is relevant to the following zip codes: 55016, 55033
Explore Conventional and FHA Loan Options in Cottage-Grove, MN
The goal at Lendersa® is to quickly deliver the best possible Conventional, USDA, or FHA loan solution to you without any hassle. Choose from one of the three starting points that connect you with matching lenders and programs.
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