FHA VS Conventional loan programs in 2025 for Cottage-Grove, Washington County, Minnesota

In 2025, the limit for conventional loans in Cottage-Grove, in the county of Washington, MN, is set at $647,200, whereas the FHA limit for a single-family home is $448,500.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today’s foremost rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents to qualify. Using our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in MN is best for your specific financial situation.

Review loan offers from over 100 lenders.

Loan Limits and Down Payment Requirements for 2025 in Cottage-Grove, Washington, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

This table is relevant to the following zip codes: 55016, 55033

Explore Conventional and FHA Loan Options in Cottage-Grove, MN

The goal at Lendersa® is to quickly deliver the best possible Conventional, USDA, or FHA loan solution to you without any hassle. Choose from one of the three starting points that connect you with matching lenders and programs.

Results of Lendersa USDA loan request and comparison


  • Syntax Mortgage
  • 7452 SW 48th Street, Miami, FL, 33155
  • We at Syntax Mortgage, are completely independent mortgage brokers and our directory of lenders gives you all the options needed to purchase and/or refinace you home. Our goal is to provide access to various types of home loans with competitive interest rates. We get you into the right loan at a great price, fast.
  • SFRMC - Mortgage
  • 6485 Coral Way, Miami, FL, 33155
  • "At Southeast Florida Residential Mortgage Corp, we understand that our clients have unique needs. For this reason, we provide on-on-one service to determine the most suitable mortgage solution for our clients’. We offer a variety of loan products to clients throughout Florida Conventional Loan Federal Housing Administration (FHA) Loan"
  • BMS Corporation
  • 5820 Bird Road, Miami, FL, 33155
  • BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)
  • Amerant Bank
  • 220 Alhambra Circle, Coral Gables, FL, 33134
  • Amerant Bank, N.A., one of the largest community banks headquartered in Florida, is a wholly-owned subsidiary of Amerant Bancorp Inc. (NASDAQ: AMTB and AMTBB). For over 40 years, the Bank has developed strong community relationships, always adapting to our customers'​ lives and specific needs, in a dynamic and positive way.
  • City National Bank of Florida
  • 2855 S Le Jeune Road, Coral Gables, FL, 33134
  • City National Bank of Florida (CNBFL) is the financial institution to which Floridians have turned for 75 years. With more than $20 billion in assets, CNBFL is one of the largest financial institutions based in the state. City National Bank of Florida is a subsidiary of Chilean bank, Banco de Credito e Inversiones (Bci).
  • Home Financing Center
  • 400 University Drive, 3rd Floor, Coral Gables, FL, 33134
  • Founded in 1984, Home Financing Center is the largest independently owned and operated mortgage lender in South Florida. Our company has focused on providing exceptional service to customers – through the ups and downs of the nation’s real estate cycle – and we continue to grow our share of the market.
  • Tabares Group
  • 2030 S Douglas Road, Coral Gable, FL, 33134
  • The Tabares team has more than 45 years of experience combined, in assisting clients with homeownership. With licensed loan officers that are approved to work with the Down Payment Assistance for First Time Home Buyer in South Florida. We specialize in home loans, especially First Time Home Buyers.
  • MAC Financial Group LLC
  • 126 Madeira Ave, Miami, FL, 33134
  • MAC Financial Group LLC. is a full-service Florida mortgage broker. MAC originates loans through various channels and transaction types. Specializing in a variety of loan programs for purchase and refinance such as conforming, jumbo, and government products. MAC is led by a senior management team that consists of mortgage banking professionals.
  • First Quality Lending LLC
  • 147 Alhambra Circle, Suite 131, Coral Gables, FL, 33134
  • At First Quality Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
  • Standard Mortgage Group LLC
  • 1600 Ponce de Leon Blvd, 10th Floor, Coral Gables, FL, 33134
  • Standard Mortgage is a full service mortgage firm dedicated to providing innovative mortgage products and services. Our focus is customer service, using technology to make the process of obtaining a mortgage fast and easy for our customers.vative mortgage products and services. Our focus is customer service.
  • Capital American Mortgage Company
  • 2655 South Lejeune Road Penthouse, Suite I-k, Coral Gables, FL, 33134
  • Capital American Mortgage Company provides conventional and FHA mortgage loan programs for residential and commercial real estate. We are professionally staffed with over 50 years of combined experience to serve the borrower, realtor, developer and investor in taking applications, processing, underwriting and closing loans for sale in the market.