In 2026, the limit for conventional loans in Cottage-Grove, in the county of Washington, MN, is set at $647,200, whereas the FHA limit for a single-family home is $448,500.
Take advantage of the Lendersa® Conventional loan calculator to evaluate today’s foremost rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents to qualify. Using our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in MN is best for your specific financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $0 | 0% |
| FHA | $448,500 | 3.5% |
This table is relevant to the following zip codes: 55016, 55033
The goal at Lendersa® is to quickly deliver the best possible Conventional, USDA, or FHA loan solution to you without any hassle. Choose from one of the three starting points that connect you with matching lenders and programs.
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