FHA VS Conventional loan programs in 2025 for Inver-Grove-Heights, Dakota County, Minnesota

In 2025, the loan limit for conventional mortgages in Inver-Grove-Heights, located within the county of Dakota, MN, is $647,200. Meanwhile, the FHA limit for a single-family home is $448,500.

Leverage the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA options and determine the income, credit, reserves, and documents required for qualification. Using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in identifying the best program in MN for your financial situation.

Evaluate loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Inver-Grove-Heights, County of Dakota, MN

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $448,500 3.5%

This table of comparisons is pertinent to zip codes: 55077, 55076

Available Conventional and FHA Loan Options in Inver-Grove-Heights, MN

The mission of Lendersa® is to swiftly deliver the optimal Conventional, USDA, or FHA loan with minimal hassle. You can opt for one of three starting paths, each designed to connect you with matching lenders and loan options.

Outcomes from Lendersa USDA loan request and matchmaking


  • Suarez Home & Finance Corp.
  • 3087 Anderson Snow Rd, Spring Hill, FL, 34609
  • Suarez Home & Finance Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools.
  • E Loans Mortgage
  • 13789 Linden Dr, Spring Hill, FL, 34609
  • At E Loans Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • HomeQuest Mortgage LLC.
  • 1128 E Greenway St, Suite 102, Mesa, AZ, 85203
  • At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.
  • KDA Home Financial, LLC
  • 935 East Main Street, Suite 101, Mesa, AZ, 85203
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
  • Amerifirst Financial, Inc.
  • 1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203
  • Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported. We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process
  • Not So Hard Money
  • 935 E. Main Street, Ste 102, Mesa, AZ, 85203
  • We make Hard Money loans Not So Hard Money®​ by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending
  • Forward Holdings LLC
  • 4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
  • Forward is a licensed mortgage brokerage, serving the lending needs of individuals looking to buy homes and customers looking to refinance. Our focus; providing personal and specialized mortgage services to meet each client’s specific needs. we Specialties in mortgage broker, first mortgages, first time home buyer, mortgage rates etc
  • Creative Home Loans L.L.C.
  • 16401 North 40th Street, Phoenix, AZ, 85032
  • Creative Home Loans LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
  • Loanatik, L.L.C.
  • 4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
  • Loanatik is a fun and slightly irreverent consumer brand providing residential mortgages to qualified borrowers. The mission of the company is to reimagine the process of getting a mortgage from application through secondary marketing. Our goal is to empower borrowers in a simplified application process, making it easy and efficient to borrow.