FHA VS Conventional loan programs in Inver-Grove-Heights, Dakota County, Minnesota

In 2026, the loan limit for conventional mortgages in Inver-Grove-Heights, located within the county of Dakota, MN, is $647,200. Meanwhile, the FHA limit for a single-family home is $448,500.

Leverage the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA options and determine the income, credit, reserves, and documents required for qualification. Using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in identifying the best program in MN for your financial situation.

Evaluate loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Inver-Grove-Heights, County of Dakota, MN

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $448,500 3.5%

This table of comparisons is pertinent to zip codes: 55077, 55076

Available Conventional and FHA Loan Options in Inver-Grove-Heights, MN

The mission of Lendersa® is to swiftly deliver the optimal Conventional, USDA, or FHA loan with minimal hassle. You can opt for one of three starting paths, each designed to connect you with matching lenders and loan options.

Outcomes from Lendersa USDA loan request and matchmaking


  • A & A Mortgage
  • 3419 Brook Crossing Drive Suite #108, Navarre, FL, 32566
  • A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.

  • A & A Mortgage Funding Inc
  • 8402 Little John Junction Road, Navarre, FL, 32566
  • A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.

  • Caroline Lending
  • 24 Greenway Plaza, Houston, TX, 77027
  • Founded in 2012, Caroline Lending focuses on providing fast and easy financing solutions for real estate investors.

    We have financed thousands of property rehabs in various counties and states around the country. We have also financed many new construction projects as well as bridge loans on commercial properties.

  • Priority Investor Loans
  • 3100 Weslayan St, Houston, TX, 77027
  • PIL is a private lender formed in 2008 by Geoffrey Giering and Dimitri Ang. PIL issues bridge loans for the acquisition and rehabilitation of distressed residential, multifamily, and commercial real estate, as well as to provide opportunistic financing for real estate development and construction in Texas. These loans finance a borrower’s “fix and

  • Gold Quest Group LLC
  • 1001 West Loop South, Suite 803, Houston, TX, 77027
  • Gold Quest Group, LLC.™ We are a full service Residential, Commercial, and direct Hard Money lender and Brokerage Firm. WE LITERALLY HAVE EVERY SINGLE AVAILABLE MORTGAGE PRODUCTS WITH GREAT RATES IN THE MARKET: FHA, VA, FANNIE MAE, FREDDIE MAC, USDA, SBA and Hard Money Loans. We have available as well, all type of GRANT PROGRAMS for first time

  • ZeusLending
  • 3104 Edloe Street, Suite 210, Houston, TX, 77027
  • ZeusLending.com is ranked as one of the fastest growing companies in the United States by Inc. Magazine and the Houston Business Journal. Our team of experts is regularly interviewed by ABC, CBS, FOX, CNN, and Bloomberg News on the real estate and mortgage markets. This knowledge and influence ultimately translates

  • ODYSSEY MORTGAGE CORPORATION
  • 2500 West Loop S, Suite 300, Houston, TX, 77027
  • Our mortgage professionals have the knowledge and experience to get your loan closed fast, and at the lowest rate possible. Our goal is to make the loan process streamlined. and we keep our clients informed every step of the way. At Odyssey Mortgage, we care about you. We're not like the banks - we provide personal attention

  • Secure Mortgage Company
  • 2500 West Loop South, Suite 250, Houston, TX, 77027
  • Secure Financial Services, Inc. d/b/a Secure Mortgage Company is a mortgage company that primarily services the Greater Houston home loan market place, including Houston, Sugarland, Katy, Galveston, Conroe, and all points in-between. We are licensed throughout Texas and we are also licensed to do loans in Washington state and Colorado.

  • Priority Investor Loans
  • 3100 Weslayan St, Suite 315, Houston, TX, 77027
  • Priority Investor Loans (PIL) has been your devoted hard money lender in Houston, Texas and surrounding areas for over 13 years! Our reliable hard money loan programs make the process of investment funding fast and convenient. Our programs enable our clients with single-family or commercial projects to receive funding in a short period of time.