Explore the differences! FHA VS Conventional loan programs in Affton, St. Louis County, Missouri

For 2026, the Conventional loan limit applicable in Affton, within St. Louis county, MO, is set at $726,200. Meanwhile, for a single-family dwelling, the FHA loan limit is determined to be $472,030.

Utilize the Lendersa® Conventional loan calculator for comparing today's best rates across Conventional, FHA, and USDA loans to determine the necessary income, credit, reserves, and documents for eligibility. Our comprehensive mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the most appropriate program for your financial situation in MO.

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2026 Loan Limits and Down Payment Requirements in Affton, St. Louis County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table applies to these zip codes: 63123

Explore Conventional and FHA Loan Options in Affton, MO

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan for you promptly and without hassle. Choose from one of three initial options to find matches with suitable lenders and loan programs.

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