FHA VS Conventional loan programs in 2025 for Affton, St. Louis County, Missouri

In 2025, Convetional loan limit in Affton, county of St. Louis, MO is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MO is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Affton, county of St. Louis, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 63123

Conventional and FHA loan options in Affton, MO

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Torrington Savings Bank
  • 129 Main Street, Torrington, CT, 06790
  • Torrington Savings Bank was chartered in 1868 as a mutual savings bank. It is owned by its depositors, has no shareholders & is operated to serve the banking & investment management needs of the thirty-three towns in Northwest Connecticut. Our Mutual Savings Bank Charter helps us to manage according to the best interests of our local communities.
  • Suffolk Federal Credit Union
  • 3681 Horseblock Rd, Medford, NY, 11763
  • Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.
  • MANNING FINANCIAL GROUP, INC
  • 9412 N US Highway 1, Sebastian, FL, 32958
  • We're a full service Florida Mortgage Company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to USDA, VA and FHA mortgages. We have access to a full range of mortgage programs and all of our Florida mortgage specialists are dedicated to finding the right loan-with the best rates
  • FD Community Federal Credit Union
  • 601 Watertown Avenue, Waterbury, CT, 06708
  • FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.
  • Ion Bank
  • 87 Church Street, Naugatuck, CT, 06770
  • Ion Financial, MHC is an independent financial services company committed to building lifetime relationships by partnering with our customers to help them identify and achieve their financial goals.We seek profitable growth while delivering superior customer service and offering a comprehensive package of progressive financial products.
  • Lee Bank
  • 75 Park Street, Lee, MA, 01238
  • Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
  • Pittsfield Co-operative Bank
  • 70 South St, Pittsfield, MA, 01202
  • The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs.
  • Tri State Area FCU
  • 28 Church Street, Hoosick Falls, NY, 12090
  • Tri State Area Federal Credit Union (TSAFCU) is a full-service member-owned not-for-profit community credit union. It was founded in 1953 and continues to grow strong. We focus on providing good old-fashioned “member” service while helping our members answer financial questions, buy new or used vehicles, purchase and refinance homes
  • Mortgage Services, Inc
  • 193 Grand Street, Waterbury, CT, 06702
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
  • Northwest Community Bank
  • 86 Main Street, Winsted, CT, 06098
  • In 1996, the two banks merged into Northwest Community Bank. Headquartered in Winsted, today we have branches in Avon, Granby, New Hartford and Torrington—as well as our nationally recognized academic branch in Northwestern Regional School No. 7 High School. While still deeply committed to our local area,
  • Versair Private Money
  • 1455 90th Ave, Vero Beach, FL, 32966
  • We provide loans as low as $50k to as high as $50m at a max LTV of 80%. No FICO minimums. Residential and Multifamily properties, but will work with Commercial properties as well. We currently offer 6-24 Month Bridge Loans and Fix-N-Flip Loans. Both Experienced and New investors are okay.
  • Home America Lending Corp.
  • 20 Oak Street, Patchogue, NY, 11772
  • MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.