Explore the differences! FHA VS Conventional loan programs in Lemay, St. Louis County, Missouri

As of 2026, in Lemay, located in St. Louis county, MO, the conventional loan limit stands at $726,200, whereas the FHA limit is set at $472,030 for single-family homes.

Lendersa® offers a Conventional loan calculator for comparing today's rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and required documents to qualify. Our comprehensive mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA programs side by side, allowing you to choose the best fit in MO for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Lemay, St. Louis, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

These comparison details are relevant for zip codes: 63125

Exploring Conventional and FHA Loan Options in Lemay, MO

Lendersa® aims to provide you with the finest options for Conventional, USDA, or FHA loans, efficiently and with ease. Choose one of three pathways to discover matching lenders and programs:

Lendersa USDA loan request and matching results


  • Crowder Mortgage Inc
  • 104 Bohn Court, Lyons, CO, 80540
  • Crowder Mortgage was established in 1984 to serve the needs of our neighbors in the Boulder area. Changing with the times is always a requirement in our business. Our customers can now work with us from all over the state of Colorado via the internet, phone, fax and email. Nearly all of our business comes from referrals from customers

  • LoanStars Mortgage Company
  • 1200 Lonestar Road, Lyons, CO, 80540
  • At LoanStars Mortgage you will find the lowest most competitive interest rates in the industry, always processed promptly with the utmost honesty, integrity and professionalism. I understand that your loan is of the utmost importance to you and take the time that is needed to make you comfortable

  • SOUTHWEST HERITAGE CREDIT UNION
  • 2809 John Ben Shepperd Parkway, Odessa, TX, 79762
  • Southwest Heritage CU was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members. As of January, 2012, we are proud to say we have well over 7, 500 members & total assets of over $75, 000, 000!Credit Union was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members.

  • Southwest 66 Credit Union
  • 4041 E 52nd Street, Odessa, TX, 79762
  • Southwest 66 Credit Union began in late 1948 as a financial cooperative aimed at serving the needs of Permian Basin employees of the Phillips Petroleum company. The first chairman of the board was D.M. Hankings and the first Treasurer was A.W. Brumbelow. The first branch was located in Mr. Brumbelow's home.

  • Complex Community FCU
  • 4519 East 51st Street, Odessa, TX, 79762
  • Complex Community Federal Credit Union has been open since 1958. The credit union has assets totaling $633.38 Million & provides banking services to more than 40, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working or worshipping in the credit union's geographic area can become a member.

  • Vihi Mortgage Inc
  • 5725 North 5th Street, Philadelphia, PA, 19120
  • "Vihi Financial was established in 1996 to service the people of Pennsylvania. We've gained the trust of our customers by finding the best financial solutions through our dedication to quality customer service.
    We are licensed as insurance broker in PA and NJ. We are also licensed as PA Mortgage Broker in PA"

  • EA Lending LLC
  • 5923 N 5th Street, Philadelphia, PA, 19120
  • I'm here to solve that for you. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation & make sure that you get a low rate mortgage without the stress & hassle that's normally associated with it. Feel free to call me direct or if you prefer you can email me. Paul Kwon

  • Orchard Hill Mortgage Company
  • 261 Old York Road, Suite 719, Jenkintown, PA, 19046
  • Orchard Hill Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.

  • Bank of England Mortgage
  • 19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971
  • Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.

  • Evolve Bank & Trust
  • 19405 Plantations Road, Rehoboth Beach, DE, 19971
  • Evolve Bank team in 2017 after spending five years in client services. I find my true passion in helping families and individuals succeed in making the most informed decision regarding loan options; tailored towards their specific financial needs. As an experienced loan professional, I can ensure full transparency.

  • Atlantic Prime Mortgage
  • 19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971
  • We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.